663 Howard Ave, Biloxi, MS 39530 Property Records

Harrison County property record for 663 Howard Ave, Biloxi, MS 39530

Property Summary

Property Type	Commercial Office
Details	0.5 ba · 4,769 sqft · built 1945
Lot Size	0.168 acres (7,344 sqft)
Owner	Company Name on File
Last Sale	$322,400 (Mar 2020)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1410K-01-074.000`

Property Details

APN / Parcel Number

Primary APN	`1410K-01-074.000`
Alternative APN	`084871`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,769 sqft Adjusted Area
Gross Area	4,740 sqft
1st Floor Area	3,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	7,344 sqft (0.168 acres)
Lot Dimensions	153 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	663 HOWARD AVE
City	BILOXI
State	MS
Zip	39530-4309
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LOT 48 FT ON HOWARD AVE. BY 150 FT MORE OR LESS S BY FINCH E BY NIXON ST. N BY HOWARD AVE. W BY PELEAZ SEC. BLK. 86
Legal Range	09W
Legal Township	07S
Legal Section	33
Legal Subdivision	CITY OF BILOXI
Legal Block	86
Legal Lot Number	48
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2065
Census Tract	3600

Owner

663 Howard Ave, a commercial property, is owned by a company that bought it in March 2020.

Source: Harrison County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	663 HOWARD AVE, BILOXI, MS 39530-4309
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 26, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Deed Document Number	20202020-01005-D-J2
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Jun 12, 2026
Property Address	663 HOWARD AVE, BILOXI, MS 39530-4309
Document Number	0000003586
Instrument Date	Jun 10, 2026
Instrument	20263586
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 HOWARD AVE, BILOXI, MS 39530-4309

Mortgage

Document Number	0000003586,
Date	Jun 12, 2026
Instrument	20263586

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	663 HOWARD AVE, BILOXI, MS 39530-4309
Transaction Type	Mortgage
Record Updated	Apr 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000989TJ2
Date	Mar 26, 2020
Instrument	2020-00989-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Feb 5, 2026

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	663 HOWARD AVE, BILOXI, MS 39530-4309
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903787TJ2
Date	Dec 6, 2019
Instrument	2019-03787-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 15, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 663 Howard Ave was $6,574, up 5.3% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,574.00 (+5.27%)	$58,819	$392,126 Land $33,451 Building $358,675
2024	$6,245.00 (+0.92%)
2023	$6,188.00 (+561.82%)	$56,378	$375,849 Land $33,451 Building $342,398
2022	$935.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 663 Howard Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	206 units insured incl. 44 condo units
Nearby Flood Claims	179 (1978–2021)
Claims Outside the SFHA	68 of 179
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 104 claims Hurricane Georges, Oct 1998 · 11 claims Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 663 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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