663 Graves Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 663 Graves Ave, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,514 sqft · built 1947
Lot Size0.163 acres (7,104 sqft)
Owner2 Individual Names on File
Last Sale$251,500 (Dec 2013)
Tax Bill$5,095 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN483-233-38-00

Property Details

APN / Parcel Number

Primary APN483-233-38-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,514 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,104 sqft (0.163 acres)
Lot Dimensions150 ft deep x 65 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address663 GRAVES AVE
CityEL CAJON
StateCA
Zip92021-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 66 (EX ST)DOC73-165376 IN TR 001896
Legal SubdivisionVALLEY ACRES
Legal Tract001896
Legal Block1
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16301

Owner

663 Graves Ave is owned and occupied by two individuals who acquired it in October 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address663 GRAVES AVE, EL CAJON, CA 92021-4548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2013 · Amount on File
Deed SaleDec 11, 2013 · Amount on File
Prior SaleJan 29, 2013 · Amount on File
Deed Document Number2013714413
Last Transfer DateOct 25, 2016
Transfer Doc0000603823
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address663 GRAVES AVE, EL CAJON, CA 92021-4548
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address663 GRAVES AVE, EL CAJON, CA 92021-4548

Mortgage

Document Number0000546260
DateJul 30, 2021
Instrument2021-0546260
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address663 GRAVES AVE, EL CAJON, CA 92021-4548
Document Number0000176554
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedApr 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address663 GRAVES AVE EL CAJON CA 920214548, EL CAJON, CA 92021-4548

Mortgage

Document Number0000176554
DateApr 7, 2020
Instrument176554
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 663 Graves Ave was $5,095 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$354,377 (+2%) Land $150,038 Building $204,339
2025$5,095.00 Homeowner's exemption$347,430 Land $147,097 Building $200,333
2023$4,875.00 (+0.33%) Homeowner's exemption$333,940 Land $141,386 Building $192,554
2022$4,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 663 Graves Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 663 Graves Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Graves Ave

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