Lincoln County property record for 663 Brake Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,581 sqft · built 2021 |
| Lot Size | 3.2 acres (139,436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Oct 2021) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-09-000-000-002.002 |
| Primary APN | 15-20-09-000-000-002.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| Basement Area | 1,581 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 139,436 sqft (3.2 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 663 BRAKE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.201 TRACT SITUATED IN NE1/4 OF NW1/4 SEC 9, SURVEY H1/61 & M1/97 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 09 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 810306 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 663 BRAKE RD, TROY, MO 63379-4735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage THE MISSOURI BANK |
| Oct 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CAPGROW HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 202113491 |
| Deed Book / Page | 2470 / 918 |
| Prior Transfer Date | Mar 31, 2010 |
| Prior Transfer Doc | 0000002389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 663 BRAKE RD, TROY, MO 63379-4735 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002457/58 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 2457/58 |
| Instrument | 2020015163 |
| Name | THE MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | WENTZVILLE, MO 63385 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | May 24, 2021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 12, 2021 |
| Property Address | 663 BRAKE RD, TROY, MO 63379-4735 |
| Document Number | 002470/918 |
| Book / Page | 2470 / 918 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021013491 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 663 BRAKE RD, TROY, MO 63379-4735 |
| Document Number | 2021013492 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021013492 |
| Name | CAPGROW HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,517 (-) Land $4,170 Building $39,347 | ||
| 2025 | $2,659.00 (+5.27%) | $43,517 (+6.76%) Land $4,170 Building $39,347 | $229,040 (+6.76%) Land $21,950 Building $207,090 |
| 2023 | $2,526.00 (+6%) | $40,761 Land $3,895 Building $36,866 | $214,530 Land $20,500 Building $194,030 |
| 2022 | $2,383.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
May also be available: AT&T, Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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