6629 Swansdown Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 6629 Swansdown Rd, Loves Park, IL 61111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1993
Lot Size	0.4 acres (17,411 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2026)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-357-001`

Property Details

APN / Parcel Number

Primary APN	`08-21-357-001`
Alternative APNs	`821357001` `129C111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	2,124 sqft
Basement Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	17,411 sqft (0.4 acres)
Lot Dimensions	203 ft deep x 75 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	129C111
Street Address	6629 SWANSDOWN RD
City	LOVES PARK
State	IL
Zip	61111-7178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 5 NORTHHAVEN FARMS BNG PT SW1/4 SEC 21-45-2 LOT 111
Legal Range	2
Legal Township	45
Legal Section	21
Legal Subdivision	NORTHHAVEN FARMS
Legal Lot Number	111
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1011
Census Tract	3808

Owner

6629 Swansdown Rd is owned and occupied by an individual who bought it in June 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6629 SWANSDOWN RD, LOVES PARK, IL 61111-7178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Feb 23, 2005 · Amount on File
Deed Document Number	202616494
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 30, 2026
Property Address	6629 SWANSDOWN RD, LOVES PARK, IL 61111-7178
Document Number	0000016494
Instrument Date	Jun 12, 2026
Instrument	202616494
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6629 SWANSDOWN RD, LOVES PARK, IL 61111-7178

Mortgage

Document Number	0000016495,
Date	Jun 30, 2026
Instrument	202616495

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	8.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6629 Swansdown Rd was $5,614, up 7.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,614.00 (+7.59%) Homeowner's exemption Senior Citizen's exemption	$81,481 (+9.96%) Land $11,283 Building $70,198	$244,443 (+9.96%) Land $33,849 Building $210,594
2024	$5,218.00	$74,101 Land $10,261 Building $63,840	$222,303 Land $30,783 Building $191,520
2022	Homeowner's exemption	$60,023 Land $8,312 Building $51,711	$180,069 Land $24,936 Building $155,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6629 Swansdown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6629 Swansdown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20