6629 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6629 Liberty St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,986 sqft · built 2004
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2021)
Tax Bill	$3,517 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-05400-0180`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-05400-0180`
Alternative APN	`S262181920054000180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,986 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	167 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6629 LIBERTY ST
City	NAVARRE
State	FL
Zip	32566-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 18 BLK 54 AS DES IN OR 4222 PG 741
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	54
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2034
Census Tract	10820

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 17, 2021	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC
Mar 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	202183578
Deed Book / Page	4222 / 741
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	0038090865
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number	0044571558
Date	Dec 12, 2023
Book Page	4457/1558
Instrument	202354907

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 17, 2021
Property Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220
Document Number	0042220741
Book / Page	4222 / 741
Map Reference	MB B PG 155
Instrument Date	Dec 15, 2021
Instrument	202183578
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4802 WILLOW BEND DR, 4802, ARLINGTON, TX 76017-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number	0004222743
Date	Dec 17, 2021
Instrument	4222/743

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 7, 2019
Property Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220
Document Number	0038090865
Book / Page	003809 / 000865
Instrument Date	Mar 6, 2019
Instrument	8773
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6629 LIBERTY ST NAVARRE FL 325668220, NAVARRE, FL 32566-8220

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 13, 2018
Property Address	6629 LIBERTY ST, NAVARRE, FL 32566-8220
Document Number	0037820541
Book / Page	003782 / 000541
Instrument Date	Nov 12, 2018
Instrument	48636
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,662.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4802 WILLOW BEND DR ARLINGTON TX 760171358, ARLINGTON, TX 76017-1358

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,135 (+2.9%)	$359,590 (+2%) Land $75,000 Building $284,590
2024	$3,517.00 (+2%) Homeowner's exemption	$332,493 (+3%)	$352,545 (+3.63%) Land $75,000 Building $277,545
2023	$3,448.00 (+2.53%) Homeowner's exemption	$322,809 (+3%)	$340,199 (+8.55%) Land $65,000 Building $275,199
2022	$3,363.00 Homeowner's exemption	$313,407	$313,407 Land $50,000 Building $263,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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