6628 Talking Tree Ct, Jacksonville, FL 32205 Property Records

Duval County property record for 6628 Talking Tree Ct, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,504 sqft · built 2023
Lot Size	0.044 acres (1,921 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2023)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007466-1635`

Property Details

APN / Parcel Number

Primary APN	`007466-1635`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	1,767 sqft
1st Floor Area	657 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,921 sqft (0.044 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	236 sqft
Porch	Finished/Open Porch
Porch Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6628 TALKING TREE CT
City	JACKSONVILLE
State	FL
Zip	32205-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60-11 24-2S-25E .04 BENT TREE LOT 28C
Legal Range	25E
Legal Township	02S
Legal Section	24
Legal Subdivision	BENT TREE
Legal Block	1
Legal Lot Number	28C
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1011
Census Tract	12000

Owner

6628 Talking Tree Ct is owned and occupied by two individuals who bought it in June 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6628 TALKING TREE CT, JACKSONVILLE, FL 32205-6501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMERICAL LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jul 29, 2015 · Amount on File
Deed Document Number	2023121098
Deed Book / Page	20711 / 2316
Prior Transfer Date	Nov 9, 2015
Prior Transfer Doc	0173780057
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 14, 2023
Property Address	6628 TALKING TREE CT, JACKSONVILLE, FL 32205-6501
Document Number	0207112316
Book / Page	20711 / 2316
Map Reference	MB 60 PG 11
Instrument Date	Jun 12, 2023
Instrument	2023121098
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7563 PHILIPS HWY, JACKSONVILLE, FL 32256-6842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6628 TALKING TREE CT, JACKSONVILLE, FL 32205-6501

Mortgage

Document Number	0207112318
Date	Jun 14, 2023
Instrument	20711/2318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	6628 TALKING TREE CT, JACKSONVILLE, FL 32205-6501
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7563 PHILIPS HIGWAY #208 208, 208, JACKSONVILLE, FL 32256-6834

Mortgage

Document Number	0205092185
Date	Nov 30, 2022
Book Page	20509/2185
Instrument	2022291950

Lender

Name	COMMERICAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6628 Talking Tree Ct was $3,593, up 8.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,389 (-1.77%) Land $37,000 Building $142,389	$179,389 (-1.77%) Land $37,000 Building $142,389
2025	$3,593.00 (+8.29%)	$182,625 Land $37,000 Building $145,625	$182,625 Land $37,000 Building $145,625
2024	$3,318.00 (+953.33%)
2023	$315.00 (+62.37%)	$30,000 (+5%) Land $30,000	$30,000 (+5%) Land $30,000
2022	$194.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6628 Talking Tree Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1996–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6628 Talking Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: ClearWave.

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