6628 Spokeshave Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6628 Spokeshave Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2 ba · 1,220 sqft · built 1987
Lot Size0.034 acres (1,500 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (Mar 2022)
Tax Bill$3,242 (2025)
Deeds & MortgagesApr 2023 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-557655

Property Details

APN / Parcel Number

Primary APN28-557655
Alternative APN
  • 557655

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,220 sqft Living Area
1st Floor Area620 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,500 sqft (0.034 acres)
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number557655
Street Address6628 SPOKESHAVE CT
CityFREDERICK
StateMD
Zip21703-8623
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLT 6 PLAT 1 SEC 13A BLK 302 - 1500 SQ FT FARMBROOK
Legal SubdivisionFARMBROOK SEC 13-A 1
Legal Block302
Legal Lot Number6
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group4
Census Block4000
Census Tract751002

Owner

6628 Spokeshave Ct, a townhouse, is owned and occupied by two individuals who bought it in March 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address6628 SPOKESHAVE CT, FREDERICK, MD 21703-8623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Deed of Trust, Mortgage · FHA Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Mar 9, 2022Deed, Transfer · FHA Mortgage
STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2022 · Amount on File
Deed SaleMar 9, 2022 · Amount on File
Prior SaleMar 1, 2022 · Amount on File
Deed Book / Page15780 / 125
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6628 SPOKESHAVE CT, FREDERICK, MD 21703-8623
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0163880181
DateApr 5, 2023
Book Page16388/181
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueApr 1, 2052

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 9, 2022
Property Address6628 SPOKESHAVE CT, FREDERICK, MD 21703-8623
Document Number0157800125
Book / Page15780 / 125
Map ReferenceMB 34 PL 177
Instrument DateMar 1, 2022
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6628 SPOKESHAVE CT, FREDERICK, MD 21703-8623

Mortgage

Document Number0015780130
DateMar 9, 2022
Instrument15780/130
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6628 Spokeshave Ct was $3,242 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,633$304,700 Land $100,000 Building $204,700
2025$3,242.00
2023$2,819.00$233,033$270,100 Land $80,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6628 Spokeshave Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6628 Spokeshave Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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