Roscommon County property record for 6628 Joann Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 876 sqft · built 1992 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Sep 2023) |
| Tax Bill | $2,091 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-780-008-0000 |
| Primary APN | 007-780-008-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 876 sqft Building Perimeter |
| 1st Floor Area | 876 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 476 sqft |
| Street Address | 6628 JOANN DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-794 P-590 244 6628 JOANN DR LOT 8 WILDWOOD PARK |
| Legal Subdivision | WILDWOOD PARK |
| Legal Lot Number | 8 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | LYON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 970600 |
6628 Joann Dr is owned and occupied by an individual who bought it in September 2023.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH CNTRL AREA CREDIT UNION |
| Sep 19, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE |
| Jul 26, 2023 | Personal Representative Deed, Transfer |
| Nov 6, 2020 | Deed, Transfer |
| Jan 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on File |
| Deed Sale | Sep 19, 2023 · Amount on File |
| Deed Document Number | 20236051 |
| Deed Book / Page | 1185 / 1021 |
| Prior Transfer Date | Oct 10, 2020 |
| Prior Transfer Doc | 1174/1438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 22, 2026 |
| Property Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 0000004355 |
| Book / Page | 1193 / 2150 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20264355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 0000004355, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 1193/2150 |
| Instrument | 20264355 |
| Name | NORTH CNTRL AREA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2041 |
| Rate | 5.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Sep 19, 2023 |
| Property Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 01185/1021 |
| Book / Page | 1185 / 1021 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202300006051 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 202300006052 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 202300006052 |
| Name | BENCHMARK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 26, 2023 |
| Property Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 01184/2368 |
| Book / Page | 1184 / 2368 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 202300004685 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6612 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Nov 6, 2020 |
| Property Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Document Number | 1174/1438 |
| Book / Page | 1174 / 1438 |
| Instrument Date | Oct 10, 2020 |
| Instrument | 202000008516 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 6628 JOANN DR, ROSCOMMON, MI 48653-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700000625 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 1161/0722 |
| Instrument | 201700000625 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 6628 Joann Dr was $2,091 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Lyon Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,500 (+12.31%) | $177,000 (+12.31%) | |
| 2025 | $2,091.00 Homeowner's exemption | $78,800 | $157,600 |
| 2023 | $58,200 | $116,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6628 Joann Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6628 Joann Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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