Howard County property record for 6625 Stipa Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,928 sqft · built 1988 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2018) |
| Tax Bill | $6,108 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-214845 |
| Primary APN | 01-214845 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Total Area |
| Basement Area | 266 sqft |
| Finished Basement | 266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,450 sqft (0.194 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 214845 |
|---|---|
| Street Address | 6625 STIPA CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 56 .1940 A 6625 STIPA CT HUNT CLUB EST S 5 AR 1 |
| Legal Subdivision | HUNT CLUB ESTATES SEC 05 |
| Legal Lot Number | 56 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 601204 |
6625 Stipa Ct is owned and occupied by two individuals who bought it in April 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FCU |
| Apr 10, 2018 | Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on File |
| Deed Sale | Apr 10, 2018 · Amount on File |
| Prior Sale | Jun 6, 1997 · Amount on File |
| Deed Book / Page | 18124 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|
| Document Number | 0189890448 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 18989/448 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RESIDENTIAL T&E CO |
| Name | Verified Name |
|---|
| Document Number | 0203710190 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 20371/190 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | REAL ESTATE SETMNT & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Document Number | 0204280408 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 20428/408 |
| Name | SECURITYPLUS FCU |
|---|---|
| Type | Credit Union |
| Address | GWYNN OAK, MD 21207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 10, 2018 |
| Property Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Document Number | 0181240190 |
| Book / Page | 18124 / 190 |
| Map Reference | PL7750 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RESIDENTIAL TITLE & ESCROW C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Document Number | 0018124196 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 18124/196 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6625 STIPA CT, ELKRIDGE, MD 21075-5541 |
| Document Number | 0174720462 |
| Book / Page | 017472 / 000462 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6625 STIPA CT ELKRIDGE MD 210755541, ELKRIDGE, MD 21075-5541 |
| Document Number | 0174720462 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 017472/000462 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 2, 2037 |
The 2026 property tax bill for 6625 Stipa Ct was $6,108 with a homeowner's exemption, down 2.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,108.00 (-2.82%) Homeowner's exemption | $458,800 (+7.32%) Land $195,500 Building $263,300 | $458,800 (-) Land $195,500 Building $263,300 |
| 2025 | $6,285.00 Homeowner's exemption | $427,500 | $458,800 Land $195,500 Building $263,300 |
| 2023 | $364,900 Land $145,500 Building $219,400 | $364,900 Land $145,500 Building $219,400 | |
| 2022 | $3,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6625 Stipa Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1999–2014) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6625 Stipa Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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