Hamilton County property record for 6624 Merwin Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,648 sqft · built 1921 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,400 (Dec 2024) |
| Tax Bill | $3,473 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-0002-0107-00 |
| Primary APN | 037-0002-0107-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 172 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 111 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6624 MERWIN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | 6624 MERWIN AV 35 X 111.3 LOT 20 LENOX PL |
| Legal Subdivision | LENOX PLACE |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 5600 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 18127, FAIRFIELD, OH 45018-0127 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 4, 2017 | Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC |
| Mar 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Feb 3, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on Record |
| Deed Sale | Dec 5, 2024 · Amount on Record |
| Prior Sale | Apr 4, 2017 · Amount on Record |
| Deed Document Number | 202486493 |
| Deed Book / Page | 15306 / 1445 |
| Prior Transfer Date | Oct 8, 2001 |
| Prior Transfer Doc | 0000184965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 5, 2026 |
| Property Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000034084 |
| Book / Page | 15659 / 18 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202634084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000034084, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 15659/18 |
| Instrument | 202634084 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GUARANTEED RATE INC |
| Name | Verified Name |
|---|
| Document Number | 0200109454 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 14278/2873 |
| Instrument | 2020-0109454 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 4, 2017 |
| Property Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000009530 |
| Map Reference | PB 19 PG 84 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 17-0029530 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000009531 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 17-0029531 |
| Name | OPTION FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000029532 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 17-0029532 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000031417 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6624 MERWIN AVE CINCINNATI OH 452273114, CINCINNATI, OH 45227-3114 |
| Document Number | 0000031417 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 013392/001402 |
| Instrument | 31417 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 3, 2017 |
| Property Address | 6624 MERWIN AVE, CINCINNATI, OH 45227-3114 |
| Document Number | 0000011056 |
| Book / Page | 013347 / 001042 |
| Instrument Date | Jun 28, 2016 |
| Instrument | 11056 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6624 MERWIN AVE CINCINNATI OH 452273114, CINCINNATI, OH 45227-3114 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,473.00 (+2.78%) | $56,182 (-) Land $10,710 Building $45,472 | $160,520 (-) Land $30,600 Building $129,920 |
| 2024 | $3,379.00 (-1.97%) | $56,182 (-) Land $10,710 Building $45,472 | |
| 2023 | $3,447.00 (+23.73%) | $56,182 (+37.91%) Land $10,710 Building $45,472 | $160,520 (+37.92%) Land $30,600 Building $129,920 |
| 2022 | $2,786.00 Homeowner's exemption | $40,737 Land $5,282 Building $35,455 | |
| 2020 | $116,390 Land $15,090 Building $101,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures