6623 Morattico Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 6623 Morattico Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1965
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2010)
Tax Bill	$25 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`11 14`

Property Details

APN / Parcel Number

Primary APN	`11 14`
Alternative APN	`1004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
Gross Area	1,535 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	170 sqft
Deck Area	30 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1004
Street Address	6623 MORATTICO RD
City	LANCASTER
State	VA
Zip	22503-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MORATTICO .31 AC LR21/1118 MR21/7
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	30100

Owner

6623 Morattico Rd is owned and occupied by an individual who acquired it in April 2021.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Apr 19, 2021	Intrafamily Transfer, Transfer
Apr 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2010 · Amount on File
Deed Sale	Jul 21, 2010 · Amount on File
Deed Book / Page	1000 / 1282
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000001118
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000322
Date	Feb 23, 2024
Instrument	240000322

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2029

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002452
Date	Oct 25, 2022
Instrument	220002452

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	58 Months
Due	Aug 1, 2027

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Apr 19, 2021
Property Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256
Document Number	210001118
Instrument Date	Apr 12, 2021
Instrument	210001118
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Apr 7, 2017
Property Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256
Document Number	170000667
Instrument Date	Mar 17, 2017
Instrument	170000667
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6623 MORATTICO RD, LANCASTER, VA 22503-3256

Tax Assessment & Valuation

The 2025 property tax bill for 6623 Morattico Rd was $25.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25.00	$467,500 Land $180,000 Building $287,500	$467,500 Land $180,000 Building $287,500
2023	$2,206.00	$350,200 Land $170,000 Building $180,200	$350,200 Land $170,000 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6623 Morattico Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6623 Morattico Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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