6623 Bethuy Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 6623 Bethuy Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,630 sqft
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individuals on Record
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-460-0035-040`

Property Details

APN / Parcel Number

Primary APN	`74-23-460-0035-040`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft

Exterior

Lot Area	155,074 sqft (3.56 acres)
Lot Depth	600 ft Depth
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6623 BETHUY RD
City	IRA
State	MI
Zip	48023-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	PART OF LOT 12 DESC AS BEG N 87D 14M 23S E 33', S 3D 34M 46S E 33' & S 3D 34M 46S E 1051.36' FROM NW COR OF SECT 8, TH N 86D 25M 14S E 600', TH S 3D 34M 46S E 260.70', TH S 86D 48M 46S W 600.01', TH N 3D 34M 46S W 256.59' TO BEG PLAT OF PALMS SUBSIVI
Legal Subdivision	PALMS SUB
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1001
Census Tract	650100

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6623 BETHUY RD, IRA, MI 48023-1812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer
Jun 19, 2019	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 21, 2020	Loan Modification, Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 3, 2021
Transfer Doc	0005382432
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 9, 2025
Property Address	6623 BETHUY RD, IRA, MI 48023-1812
Document Number	0005878489
Book / Page	5878 / 489
Map Reference	LB F PG 52
Instrument Date	Nov 18, 2025
Instrument	2025023483
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6623 BETHUY RD, IRA, MI 48023-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6623 BETHUY RD, IRA, MI 48023-1812

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6623 BETHUY RD, IRA, MI 48023-1812
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005067751
Date	Jun 19, 2019
Book Page	5067/751
Instrument	2019012506

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 21, 2021
Property Address	6623 BETHUY RD, IRA, MI 48023-1812
Document Number	0005382432
Book / Page	5382 / 432
Instrument Date	Jun 3, 2021
Instrument	2021018179
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6623 BETHUY RD, IRA, MI 48023-1812

Mortgage

Document Number	2021018180
Date	Jun 21, 2021
Instrument	2021018180

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	6623 BETHUY RD, IRA, MI 48023-1812
Document Number	0052680437
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6623 BETHUY RD IRA MI 480231812, IRA, MI 48023-1812

Mortgage

Document Number	0052680437
Date	Nov 6, 2020
Book Page	005268/000437

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (-38.45%) Homeowner's exemption	$264,300 (+27.13%)
2024	$6,227.00 (+12.58%)		$528,600 (+27.13%)
2023		$207,900
2022	$5,531.00		$415,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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