6621 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6621 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2016)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-26-024`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-26-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft
Basement Area	752 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6621 TERNES ST
City	DEARBORN
State	MI
Zip	48126-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 708 & 709 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	708-709
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3009
Census Tract	573900

Owner

Source: Wayne County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6621 TERNES ST, DEARBORN, MI 48126-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2016 · Amount on Record
Deed Sale	Jan 26, 2016 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	201650872
Deed Book / Page	52716 / 141
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6621 TERNES ST, DEARBORN, MI 48126-1766
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	DEVON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6621 TERNES ST, DEARBORN, MI 48126-1766

Mortgage

Document Number	0578880730
Date	Oct 4, 2022
Book Page	57888/730
Instrument	2022300520

Lender

Name	ZEAL CU
Type	Credit Union
Address	LIVONIA, MI 48152

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2037

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,900 (-29.74%)	$201,800 (-29.74%)
2025	$2,429.00 (+8%) Homeowner's exemption	$143,600 (+161.09%)	$287,200 (+161.09%)
2023	$2,249.00 (-7.52%) Homeowner's exemption	$55,000	$110,000
2019	$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20