6621 Gladel Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6621 Gladel Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,522 sqft · built 1999
Lot Size	2.82 acres (122,839 sqft)
Owner	Individual Name on Record
Tax Bill	$5,886 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-11-400-016-000`

Property Details

APN / Parcel Number

Primary APN	`11-11-400-016-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,522 sqft Building Perimeter
1st Floor Area	1,522 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	122,839 sqft (2.82 acres)
Driveway	Asphalt Driveway
Driveway Area	3,972 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6621 GLADEL DR
City	WATERLOO
State	IL
Zip	62298-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NW SE & PART NE SW
Legal Range	09W
Legal Township	03S
Legal Section	11
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2039
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6621 GLADEL DR, WATERLOO, IL 62298-5055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 19, 2018
Transfer Doc	0000397429
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6621 GLADEL DR, WATERLOO, IL 62298-5055
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417341
Date	May 21, 2021
Instrument	417341

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Aug 15, 2018
Property Address	6621 GLADEL DR, WATERLOO, IL 62298-5055
Document Number	0000397429
Map Reference	IN 375501
Instrument Date	Jul 19, 2018
Instrument	397429
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6621 GLADEL DR, WATERLOO, IL 62298-5055

Mortgage

Document Number	0000397430
Date	Aug 15, 2018
Instrument	397430

Lender

Name	NEW PENN FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,886.00 (+21.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$105,360 (+10.65%) Land $12,650 Building $92,710	$316,080 (+10.65%) Land $37,950 Building $278,130
2024	$4,848.00
2022	Disabled Person's exemption Veteran's exemption Additional exemption filed	$95,220 Land $12,650 Building $82,570	$285,660 Land $37,950 Building $247,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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