6620 Thames Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6620 Thames Dr, Gilroy, CA 95020 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,147 sqft · built 1979
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on File
Last Sale	$1,105,000 (Jul 2022)
Tax Bill	$14,065 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-42-004`

Property Details

APN / Parcel Number

Primary APN	`799-42-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	6620 THAMES DR
City	GILROY
State	CA
Zip	95020-6710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6254 LOT 91
Legal Subdivision	HIDDEN GLEN OF GILROY
Legal Tract	6254
Legal Lot Number	91
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3013
Census Tract	512509

Owner

Source: Santa Clara County records · APN 799-42-004

Assessment roll updated August 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6620 THAMES DR, GILROY, CA 95020-6710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 04, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Dec 04, 2019 · Amount on Record
Deed Document Number	202225331009
Prior Transfer Date	Feb 13, 1998
Prior Transfer Doc	0014067878
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 06, 2022
Property Address	6620 THAMES DR, GILROY, CA 95020-6710
Document Number	0025331009
Map Reference	MB 421 PG 16&17
Instrument Date	Jun 28, 2022
Instrument	25331009
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6620 THAMES DR, GILROY, CA 95020-6710

Mortgage

Document Number	0025331010
Date	Jul 06, 2022
Instrument	25331010

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6620 THAMES DR, GILROY, CA 95020-6710
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 THAMES DR, GILROY, CA 95020-6710

Mortgage

Document Number	0024826608
Date	Feb 11, 2021
Instrument	24826608

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 04, 2019
Property Address	6620 THAMES DR, GILROY, CA 95020-6710
Document Number	0024347103
Map Reference	MB 421 PG 16&17
Instrument Date	Nov 25, 2019
Instrument	24347103
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6620 THAMES DR, GILROY, CA 95020-6710

Mortgage

Document Number	0024347104
Date	Dec 04, 2019
Instrument	24347104

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,065.00 (+2.21%) Homeowner's exemption	$1,149,641 (+4.04%) Land $459,856 Building $689,785
2023	$13,761.00 (+35.12%) Homeowner's exemption	$1,105,000 Land $442,000 Building $663,000
2022	$10,184.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 693 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA, Frontier, Spectrum, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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