6620 Ridge Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6620 Ridge Rd, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,141 sqft · built 2001
Lot Size	0.21 acres (9,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2021)
Tax Bill	$6,835 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-076137`

Property Details

APN / Parcel Number

Primary APN	`05-076137`
Alternative APNs	`5076137` `076137`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,141 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,158 sqft (0.21 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076137
Street Address	6620 RIDGE RD
City	SYKESVILLE
State	MD
Zip	21784-5946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 341- 9158 SF 6620 RIDGE RD 37-27 SEC CARROLLTOWNE AMND
Legal Subdivision	CARROLLTOWNE SEC 03B AMD
Legal Lot Number	341
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1004
Census Tract	505205

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6620 RIDGE RD, SYKESVILLE, MD 21784-5946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC
Oct 15, 2021	Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Dec 7, 2000 · Amount on Record
Deed Book / Page	10503 / 145
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6620 RIDGE RD, ELDERSBURG, MD 21784-5946
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102650170
Date	May 12, 2021
Book Page	10265/170

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 15, 2021
Property Address	6620 RIDGE RD, ELDERSBURG, MD 21784-5946
Document Number	0105030145
Book / Page	10503 / 145
Map Reference	MB 37 FO 27
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6620 RIDGE RD, ELDERSBURG, MD 21784-5946

Mortgage

Document Number	0010503153
Date	Oct 15, 2021
Instrument	10503/153

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6620 RIDGE RD, ELDERSBURG, MD 21784-5946
Document Number	0087890383
Book / Page	008789 / 000383
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 RIDGE RD ELDERSBURG MD 217845946, ELDERSBURG, MD 21784-5946

Mortgage

Document Number	0087890383
Date	Aug 30, 2017
Book Page	008789/000383

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,835.00 (+7.38%)	$595,933 (+30.48%)	$637,900 (+24.59%) Land $140,000 Building $497,900
2025	$6,365.00 (+23.33%)
2023	$5,161.00	$456,733	$512,000 Land $140,000 Building $372,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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