6620 Hook Ct, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 6620 Hook Ct, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,232 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2017)
Tax Bill	$2,367 (2026)
Deeds & Mortgages	May 2022 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-10-39`

Property Details

APN / Parcel Number

Primary APN	`57-10-39`
Alternative APN	`057-10-39`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,232 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Deck Area	840 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6620 HOOK CT
City	SPOTSYLVANIA
State	VA
Zip	22551-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	CHERYLINGTON ESTATES LOT 39
Legal Subdivision	CHERYLINGTON ESTATES
Legal Lot Number	39
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2006
Census Tract	20406

Owner

6620 Hook Ct is owned and occupied by an individual who bought it in November 2017.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	6620 HOOK CT, SPOTSYLVANIA, VA 22551-6612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Dec 27, 2012 · Amount on File
Deed Document Number	201720522
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	0000020522
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	6620 HOOK CT, SPOTSYLVANIA, VA 22551-6612
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ERS TITLE, VERUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009612
Date	May 3, 2022
Instrument	220009612

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 15, 2017
Property Address	6620 HOOK CT, SPOTSYLVANIA, VA 22551-6612
Document Number	201700020522
Instrument Date	Nov 10, 2017
Instrument	20522
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 HOOK CT SPOTSYLVANIA VA 225516612, SPOTSYLVANIA, VA 22551-6612

Mortgage

Document Number	201700020523
Date	Nov 15, 2017
Instrument	20523

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6620 Hook Ct was $2,367.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,367.00	$321,100 Land $112,700 Building $208,400
2025			$321,100 Land $112,700 Building $208,400
2023	$1,940.00	$251,500 Land $76,500 Building $175,000	$251,500 Land $76,500 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6620 Hook Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6620 Hook Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
iWiSP Fixed Wireless	10 / 1

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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