6620 Echo Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6620 Echo Ln, Cincinnati, OH 45230

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,800 sqft · built 1974
Lot Size0.198 acres (8,668 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Apr 2020)
Tax Bill$5,449 (2025)
Deeds & MortgagesAug 2024 Transfer
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-0004-0186-00

Property Details

APN / Parcel Number

Primary APN001-0004-0186-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area900 sqft
Basement Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area8,668 sqft (0.198 acres)
Lot Dimensions137 ft deep x 63 ft wide
Garage TypeAttached
Garage Area558 sqft
Parking Spaces2 Parking Spaces
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6620 ECHO LN
CityCINCINNATI
StateOH
Zip45230-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionECHO LN 63.29 X 137.50 IRR LOT 38 SUNRISE ACS BLK B
Legal SubdivisionSUNRISE ACRES
Legal BlockB
Legal Lot Number38
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract4602

Owner

6620 Echo Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address6620 ECHO LN, CINCINNATI, OH 45230-1414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2024Transfer on Death Deed, Transfer
Apr 15, 2020Warranty Deed, Transfer · Conventional Mortgage
RUOFF MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2020 · Amount on File
Deed SaleApr 15, 2020 · Amount on File
Prior SaleJul 26, 1995
Deed Document Number0000035312
Deed Book / Page014147 / 002565
Record UpdatedJun 8, 2026

August 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateAug 27, 2024
Property Address6620 ECHO LN, CINCINNATI, OH 45230-1414
Document Number0000059923
Book / Page15238 / 872
Map ReferenceMB 35 PG 8&9
Instrument DateAug 16, 2024
Instrument2024-0059923
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address6620 ECHO LN, CINCINNATI, OH 45230-1414

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 15, 2020
Property Address6620 ECHO LN, CINCINNATI, OH 45230-1414
Document Number0000035312
Book / Page014147 / 002565
Instrument DateApr 7, 2020
Instrument35312
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyPARKWAY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6620 ECHO LN CINCINNATI OH 452301414, CINCINNATI, OH 45230-1414

Mortgage

Document Number35313
DateApr 15, 2020
Book Page014147/002567
Instrument35313
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6620 Echo Ln was $5,449, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,449.00 (+3.12%)$88,375 (-) Land $13,643 Building $74,732
2024$5,284.00 (-2.2%)$88,375 (-) Land $13,643 Building $74,732
2023$5,403.00 (+2.93%)$88,375 (+14.77%) Land $13,643 Building $74,732$252,500 Land $38,980 Building $213,520
2022$5,249.00 Homeowner's exemption$77,000 Land $10,325 Building $66,675
2020$220,000 Land $29,500 Building $190,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6620 Echo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6620 Echo Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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