6620 Chaparal Ct, Cincinnati, OH 45233 Property Records

Hamilton County property record for 6620 Chaparal Ct, Cincinnati, OH 45233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,351 sqft · built 1987
Lot Size	0.353 acres (15,420 sqft)
Owner	Individual Name on Record
Last Sale	$232,900 (Jun 2014)
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0120-0638-00`

Property Details

APN / Parcel Number

Primary APN	`540-0120-0638-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
1st Floor Area	1,299 sqft
2nd Floor Area	1,052 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	15,420 sqft (0.353 acres)
Lot Dimensions	225 ft deep x 86 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6620 CHAPARAL CT
City	CINCINNATI
State	OH
Zip	45233-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL CT 86.58 X 225 FT IRR LOT 30
Legal Subdivision	SCHROER FARM
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3001
Census Tract	21302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6620 CHAPARAL CT, CINCINNATI, OH 45233-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2014 · Amount on Record
Deed Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	319216
Deed Book / Page	12638 / 01353
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6620 CHAPARAL CT, CINCINNATI, OH 45233-4503
Document Number	0000085236
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6620 CHAPARAL CT CINCINNATI OH 452334503, CINCINNATI, OH 45233-4503

Mortgage

Document Number	0000085236
Date	Aug 25, 2020
Book Page	014239/001897
Instrument	85236

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 24, 2025

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6620 CHAPARAL CT, CINCINNATI, OH 45233-4503
Document Number	0000051446
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6620 CHAPARAL CT CINCINNATI OH 452334503, CINCINNATI, OH 45233-4503

Mortgage

Document Number	0000051446
Date	Jun 2, 2020
Book Page	014180/002605
Instrument	51446

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6620 CHAPARAL CT, CINCINNATI, OH 45233-4503
Document Number	0000075473
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6620 CHAPARAL CT CINCINNATI OH 452334503, CINCINNATI, OH 45233-4503

Mortgage

Document Number	0000075473
Date	Jul 31, 2020
Book Page	014222/003108
Instrument	75473

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,825.00 (+2.51%)	$114,940 (-) Land $17,395 Building $97,545
2024	$6,658.00 (-0.3%)	$114,940 (-) Land $17,395 Building $97,545
2023	$6,678.00 (+23.6%)	$114,940 (+38.99%) Land $17,395 Building $97,545	$328,400 (+38.99%) Land $49,700 Building $278,700
2022	$5,403.00 Homeowner's exemption	$82,695 Land $19,901 Building $62,794
2020			$236,270 Land $56,860 Building $179,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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