662 Suttle St, Shelby, NC 28150 Property Records

Cleveland County property record for 662 Suttle St, Shelby, NC 28150

Property Summary

Property Type	Commercial
Details	10,719 sqft · built 1964
Lot Size	0.88 acres (38,126 sqft)
Owner	Company Name on Record
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18772`

Property Details

APN / Parcel Number

Primary APN	`18772`
Alternative APN	`1330569`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Stories	1 Story
Building Area	10,719 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Lot Area	38,126 sqft (0.88 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Canopy	930 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1330569
Street Address	662 SUTTLE ST
City	SHELBY
State	NC
Zip	28150
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	NB
Legal Description	662 SUTTLE ST
Legal Block	6
Legal Lot Number	13
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3014
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	14141 HOLLY GLADE CIR, HUNTERSVILLE, NC 28078-2443
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Dec 3, 2021	Warranty Deed, Transfer
Aug 28, 2017	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	662 SUTTLE ST, SHELBY, NC 28150
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 HOLLY GLADE CIR, HUNTERSVILLE, NC 28078-2443
Investor	Possibly a Property Investor

Mortgage

Document Number	0018671858
Date	Mar 17, 2022
Book Page	1867/1858
Instrument	200069987

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	662 SUTTLE ST, SHELBY, NC 28150
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 HOLLY GLADE CIR, HUNTERSVILLE, NC 28078-2443

Mortgage

Document Number	0019242394
Date	Jul 9, 2024
Book Page	1924/2394
Instrument	200102323

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	331 S LAFAYETTE ST, SHELBY, NC 28150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 3, 2021
Property Address	662 SUTTLE ST, SHELBY, NC 28150
Document Number	0018590486
Book / Page	1859 / 486
Map Reference	MB 3-R PG 263
Instrument Date	Dec 1, 2021
Instrument	200065167
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 HOLLY GLADE CIR, HUNTERSVILLE, NC 28078-2443
Investor	Possibly a Property Investor

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	662 SUTTLE ST, SHELBY, NC 28150
Document Number	0017502256
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 S WASHINGTON ST SHELBY NC 281502619, SHELBY, NC 28150-2619

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (-0.47%)	$300,157 (-) Land $59,214 Building $240,943	$300,157 (-) Land $59,214 Building $240,943
2025	$2,986.00	$300,157 (+123.68%) Land $59,214 Building $240,943	$300,157 (+123.68%) Land $59,214 Building $240,943
2023		$134,191 Land $20,187 Building $114,004	$134,191 Land $20,187 Building $114,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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