662 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 662 Spruce St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1948
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Feb 2025)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Nov 2023 Foreclosure Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-530-004`

Property Details

APN / Parcel Number

Primary APN	`57-12-530-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	907 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	662 SPRUCE ST
City	MOUNT MORRIS
State	MI
Zip	48458-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 4 KENT SUB
Legal Subdivision	KENT SUB
Legal Lot Number	4
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2021
Census Tract	12310

Owner

Source: Genesee County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Sheriff's Deed, Foreclosure
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 14, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage MID-AMERICAN MORTGAGE INC
Mar 9, 2021	Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC
Jul 16, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	20256144
Prior Transfer Date	Nov 8, 2023
Prior Transfer Doc	0000058967
Record Updated	Oct 29, 2026

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 15, 2023
Property Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Document Number	0000058967
Map Reference	MB 20 PG 32
Instrument Date	Nov 8, 2023
Instrument	202311150058967
Transaction Type	Foreclosure
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15301 SPECTRUM DR STE 405, 405, ADDISON, TX 75001-6877

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943

Mortgage

Document Number	0000097330
Date	Dec 29, 2021
Instrument	202112290097330

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 14, 2021
Property Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Document Number	0000094064
Map Reference	MB 20 PG 32
Instrument Date	Dec 14, 2021
Instrument	202112140094064
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18, CLIO, MI 48420-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8153 KEARSLEY CREEK DR, DAVISON, MI 48423-3408

Mortgage

Document Number	0000000223
Date	Jan 3, 2022
Instrument	202201030000223

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 9, 2021
Property Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Document Number	0000016145
Map Reference	MB 20 PG 32
Instrument Date	Feb 17, 2021
Instrument	202103090016145
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11500 N SAGINAW ST, MOUNT MORRIS, MI 48458-2013

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 16, 2019
Property Address	662 SPRUCE ST, MOUNT MORRIS, MI 48458-1943
Document Number	0000049030
Instrument Date	Jul 10, 2019
Instrument	49030
Transaction Type	Foreclosure
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$339.85
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,500 (+14.51%) Land $2,900 Building $62,600	$131,000 (+14.51%) Land $5,800 Building $125,200
2025	$2,803.00 (-22.7%) Homeowner's exemption	$57,200 (+4.57%)	$114,400 (+4.57%)
2024	$3,626.00 (+136.53%)
2023		$54,700	$109,400
2021	$1,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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