662 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 662 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,865 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2023)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 085`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 085`
Alternative APNs	`00032926` `01893893` `1893893`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Total Area

Exterior

Year Built	Built 1996
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Location & Zoning

Account Number	00032926
Street Address	662 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 BRIDLEWOOD 1 AC
Legal Subdivision	BRIDLEWOOD
Legal Lot Number	62
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	662 RIDGE RD, CHERAW, SC 29520-6319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 7, 2018	Deed, Transfer QUICKEN LOAN INC
Feb 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2023 · Amount on File
Deed Sale	Oct 21, 2023 · Amount on File
Deed Document Number	0000560152
Deed Book / Page	511 / 088
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	000000000452
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 15, 2026
Property Address	662 RIDGE RD, CHERAW, SC 29520-6319
Document Number	0000003898
Book / Page	576 / 372
Instrument Date	Sep 10, 2026
Instrument	20263898
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 RIDGE RD, CHERAW, SC 29520-6319

Mortgage

Document Number	0000003898,
Date	Sep 15, 2026
Book Page	576/372
Instrument	20263898

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	662 RIDGE RD, CHERAW, SC 29520-6319
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 STATE RD, CHERAW, SC 29520-1600

Mortgage

Document Number	00000548/1
Date	Oct 27, 2023
Book Page	548/1
Instrument	2023-4165

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	662 RIDGE RD, CHERAW, SC 29520-6319
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	509/304
Date	Oct 7, 2019
Book Page	509/304
Instrument	3842

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 7, 2018
Property Address	662 RIDGE RD, CHERAW, SC 29520-6319
Document Number	000511/088
Book / Page	511 / 088
Instrument Date	Feb 5, 2018
Instrument	000000000452
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 RIDGE RD, CHERAW, SC 29520-6319

Mortgage

Document Number	0000000496/0000001203
Date	Feb 7, 2018
Book Page	0000000496/0000001203
Instrument	000000000453

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2033

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 7, 2018
Property Address	662 RIDGE RD, CHERAW, SC 29520-6319
Document Number	511/088
Book / Page	511 / 088
Instrument Date	Feb 5, 2018
Instrument	000000000452
Transaction Type	Transfer
Record Updated	Apr 29, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 RIDGE RD, CHERAW, SC 29520-6319

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+35.9%)	$9,960 (+29.52%) Land $400 Building $9,560	$249,000 (+29.49%) Land $10,000 Building $239,000
2023	$1,014.00	$7,690 Land $400 Building $7,290	$192,300 Land $10,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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