662 Franklin St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 662 Franklin St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,932 sqft · built 1905
Lot Size	0.3 acres (13,051 sqft)
Owner	Individual Name on Record
Tax Bill	$10,515 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B12 P:0000068`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B12 P:0000068`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,932 sqft Living Area
Gross Area	7,225 sqft
Basement Area	2,188 sqft
Unfinished Basement	2,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,051 sqft (0.3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	662 FRANKLIN ST
City	MELROSE
State	MA
Zip	02176-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5009
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage SCOTT CIULLA
Mar 20, 2023	Redemption Deed, Transfer
Jun 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Sep 21, 2018	Quit Claim Deed, Transfer · ARM WASHINGTON TRUST MTG
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage KENNETH A ROSENBERG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018
Deed Sale	Sep 21, 2018
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Book / Page	71647 / 225
Transfer Doc	5828000069
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084909-211
Date	Nov 21, 2025
Book Page	84909/211
Instrument	143160

Lender

Name	SCOTT CIULLA

Agreement

Amount	Amount Recorded

March 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 20, 2023
Property Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Document Number	081341-598
Book / Page	81341 / 598
Instrument Date	Mar 9, 2023
Instrument	27140
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72710-183
Date	Jun 4, 2019
Book Page	72710/183
Instrument	74969

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 21, 2018
Property Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Document Number	71647-225
Book / Page	71647 / 225
Instrument	146169
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$83.41
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71647-227
Date	Sep 21, 2018
Book Page	71647/227
Instrument	146170

Lender

Name	WASHINGTON TRUST MTG

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Margin	3

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	662 FRANKLIN ST, MELROSE, MA 02176-1741
Document Number	69782-339
Book / Page	069782 / 000339
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	69782-339
Date	Aug 16, 2017
Book Page	069782/000339
Instrument	131365

Lender

Name	KENNETH A ROSENBERG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,515.00 (+1.03%)	$1,062,100 (+1.34%) Land $475,100 Building $587,000	$1,181,610
2024	$10,408.00 (+4.87%)	$1,048,100 (+10.04%) Land $461,100 Building $587,000
2023	$9,925.00	$952,500 Land $419,200 Building $533,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures