662 DUKE RD DEFIANCE MO 633412614, DEFIANCE, MO 63341-2614
Mortgage
Document Number
0000096448
Date
Dec 9, 2020
Instrument
96448
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 8, 2050
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
662 DUKE RD, DEFIANCE, MO 63341-2614
Document Number
0072412460
Instrument Date
Feb 20, 2020
Transaction Type
Mortgage
Record Updated
Jun 25, 2020
Title Company
SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
662 DUKE RD DEFIANCE MO 633412614, DEFIANCE, MO 63341-2614
Mortgage
Document Number
0072412460
Date
Mar 4, 2020
Book Page
007241/002460
Instrument
132990
Lender
Name
GOODMORTGAGE.COM
Type
Mortgage Company
Address
PLANO, TX 75024
Agreement
Amount
Amount on Record
Term
360 Months
Due
Mar 3, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 662 Duke Rd was $6,823, up 5.8% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Unified School District
Francis Howell R-III School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,823.00 (+5.82%)
$128,169
$674,572Land $118,769Building $555,803
2024
$6,448.00
2023
$117,533
2022
$618,596Land $101,802Building $516,794
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 662 Duke Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 17 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
17 in force
Nearby Flood Claims
6 (1993–2000)
Claims Outside the SFHA
3 of 6
Most Recent Claim
May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
Severe Storms & Flooding, Sep 1993 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 662 Duke Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source
Purchased surface water from ST LOUIS CITY PWS
Last State Inspection
Aug 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025