Montgomery County property record for 662 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,922 sqft · built 1958 |
| Lot Size | 0.243 acres (10,581 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $281,000 (Dec 2022) |
| Tax Bill | $5,679 (2024) |
| Deeds & Mortgages | Dec 2022 Sale Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02102-0006 |
| Primary APN | N64-02102-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,092 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 10,581 sqft (0.243 acres) |
| Lot Dimensions | 115 ft deep x 92 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 662 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 241 SHROYER EST 6 |
| Legal Subdivision | SHROYER EST 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20800 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer PCTITLE PROS INC, PCTITLE PROS |
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Apr 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Oct 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2003 · Amount on Record |
| Deed Document Number | 202278064 |
| Last Transfer Date | Sep 16, 2024 |
| Transfer Doc | 0000050954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000078064 |
| Map Reference | MB TT PG 58 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-00078064 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | PCTITLE PROS INC, PCTITLE PROS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 662 CUSHING AVE, KETTERING, OH 45429-3436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021960 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-00021960 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000018308 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-00018308 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000045288 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 662 CUSHING AVE DAYTON OH 454293436, DAYTON, OH 45429-3436 |
| Document Number | 0000045288 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 45288 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 5, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 662 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000061670 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | M AND M TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 662 CUSHING AVE DAYTON OH 454293436, DAYTON, OH 45429-3436 |
| Document Number | 0000061670 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 61670 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,410 (-) Land $15,930 Building $72,480 | $252,580 (-) Land $45,500 Building $207,080 | |
| 2024 | $5,679.00 (+107.49%) | ||
| 2023 | $2,737.00 | $88,410 Land $15,930 Building $72,480 | $252,580 Land $45,500 Building $207,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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