662 Bayou Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 662 Bayou Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Company Names on File
Last Sale	$210,000 (Nov 2015)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`27-2S-21-42070-000-6620`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42070-000-6620`
Alternative APNs	`27-221-42070-000-6620` `1055751`

Exterior

Architectural Style	Condo/Apartment
Lot Area	2,200 sqft (0.051 acres)

Location & Zoning

Street Address	662 BAYOU DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4871
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 662 BAYOU VILLAGE PH 2 SANDESTIN CONDO & 1/32 INT IN COMMON ELEMENT AS RECD OR 134-87 OR 935-21 OR 935-23 OR 2886-2105 OR 2995-994 OR 3353-608
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	BAYOU VILLAGE
Legal Phase	2
Legal Block	66
Legal Lot Number	6620
Legal Unit	662
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2007
Census Tract	950609

Owner

662 Bayou Dr, a condominium, is owned by a company that acquired it in March 2025.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Company Names on File
Mailing Address	662 BAYOU DR, MIRAMAR BEACH, FL 32550-4871
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Mar 22, 2019	Loan Modification, Mortgage · Conventional Mortgage BANCORPSOUTH
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2015 · Amount on File
Deed Sale	Nov 13, 2015 · Amount on File
Deed Document Number	20151345420
Deed Book / Page	2995 / 994
Last Transfer Date	Mar 7, 2025
Transfer Doc	0033530608
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	662 BAYOU DR, MIRAMAR BEACH, FL 32550-4871
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 BAYOU DR, MIRAMAR BEACH, FL 32550-4871

Mortgage

Document Number	0032963511
Date	Jul 24, 2023
Book Page	3296/3511
Instrument	20230026311

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	662 BAYOU DR, MIRAMAR BEACH, FL 32550-4871
Document Number	0031001948
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	662 BAYOU DR MIRAMAR BEACH FL 325504871, MIRAMAR BEACH, FL 32550-4871

Mortgage

Document Number	0031001948
Date	Mar 25, 2019
Book Page	003100/001948
Instrument	8765

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	662 BAYOU DR, MIRAMAR BEACH, FL 32550-4871
Document Number	0030461338
Book / Page	003046 / 001338
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	662 BAYOU DR MIRAMAR BEACH FL 325504871, MIRAMAR BEACH, FL 32550-4871

Mortgage

Document Number	0030461338
Date	Jul 10, 2017
Book Page	003046/001338
Instrument	22426

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 662 Bayou Dr was $1,869, up 2.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,869.00 (+2.19%)	$245,502	$471,744 Building $471,744
2024	$1,829.00 (+4.16%)
2023	$1,756.00 (+1.5%) Homeowner's exemption	$429,729 (+1%) Building $429,729	$429,729 (+1%) Building $429,729
2022	$1,730.00 Homeowner's exemption	$390,663 Building $390,663	$390,663 Building $390,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 662 Bayou Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 662 Bayou Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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