6618 Nahal Dr, Frederick, MD 21702 Property Records

Frederick County property record for 6618 Nahal Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,466 sqft · built 1994
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Sep 2026)
Tax Bill	$7,960 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-433659`

Property Details

APN / Parcel Number

Primary APN	`21-433659`
Alternative APN	`433659`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,466 sqft Living Area
Gross Area	3,994 sqft
1st Floor Area	1,756 sqft
Basement Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	828 sqft
Porch	Slab
Porch Area	196 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	433659
Street Address	6618 NAHAL DR
City	FREDERICK
State	MD
Zip	21702-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 SECTION 3 1.17 ACRES HIGHMEADOWS SUB
Legal Subdivision	ACRES HIGHMEADOWS SUB
Legal Lot Number	19
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2023
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6618 NAHAL DR, FREDERICK, MD 21702-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 25, 2018	Deed, Transfer · ARM CNB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Book / Page	18064 / 87
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 28, 2026
Property Address	6618 NAHAL DR, FREDERICK, MD 21702-2000
Document Number	1806000087
Book / Page	18064 / 87
Instrument Date	Sep 25, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6618 NAHAL DR, FREDERICK, MD 21702-2000

Mortgage

Document Number	1806000094,
Date	Sep 28, 2026
Book Page	18064/94

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6618 NAHAL DR, FREDERICK, MD 21702-2000
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141780108
Date	Oct 16, 2020
Book Page	14178/108

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.8%
Index	1-Year LIBOR
Max Rate	7.8%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 25, 2018
Property Address	6618 NAHAL DR, FREDERICK, MD 21702-2000
Document Number	0125340298
Book / Page	12534 / 0298
Map Reference	MB46 PL62
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6618 NAHAL DR, FREDERICK, MD 21702-2000

Mortgage

Document Number	0012534303
Date	Jul 25, 2018
Instrument	12534/303

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	6.24%
Index	Other
Max Rate	9.49%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,800 (+7.85%) Land $161,300 Building $575,500	$736,800 (-) Land $161,300 Building $575,500
2025	$7,960.00 (+15.41%) Homeowner's exemption	$683,167 (+18.63%)	$736,800 (+27.94%) Land $161,300 Building $575,500
2023	$6,897.00 Homeowner's exemption	$575,900 Land $139,300 Building $436,600	$575,900 Land $139,300 Building $436,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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