6615 Saddleback Ct, Crozet, VA 22932 Property Records

Albemarle County property record for 6615 Saddleback Ct, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,824 sqft · built 1995
Lot Size	5 acres (217,887 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2018)
Tax Bill	$5,309 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03900-00-00-021F0`

Property Details

APN / Parcel Number

Primary APN	`03900-00-00-021F0`
Alternative APN	`7967`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Finished Area
Basement Area	912 sqft
Finished Basement	800 sqft
Unfinished Basement	112 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	217,887 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	532 sqft
Deck Area	126 sqft
Patio Area	224 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6615 SADDLEBACK CT
City	CROZET
State	VA
Zip	22932-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	EMERALD RIDGE 7
Legal Subdivision	EMERALD RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

6615 Saddleback Ct is owned and occupied by an individual who bought it in April 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6615 SADDLEBACK CT, CROZET, VA 22932-9701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 27, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	May 4, 2012 · Amount on File
Deed Document Number	20184432
Deed Book / Page	5039 / 390
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6615 SADDLEBACK CT, CROZET, VA 22932-9701
Document Number	0000002024
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6615 SADDLEBACK CT CROZET VA 229329701, CROZET, VA 22932-9701

Mortgage

Document Number	0000002024
Date	Feb 24, 2020
Book Page	005279/000697
Instrument	2024

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Interest

Rate	3.37%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 27, 2018
Property Address	6615 SADDLEBACK CT, CROZET, VA 22932-9701
Document Number	0000004432
Book / Page	005039 / 000390
Instrument Date	Apr 18, 2018
Instrument	4432
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6615 SADDLEBACK CT CROZET VA 229329701, CROZET, VA 22932-9701

Mortgage

Document Number	4433
Date	Apr 27, 2018
Book Page	005039/000394
Instrument	4433

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6615 Saddleback Ct was $5,309, up 9.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,309.00 (+9.67%)	$593,800 (+9.64%) Land $188,700 Building $405,100	$593,800 (+9.64%) Land $188,700 Building $405,100
2025	$4,841.00	$541,600 Land $188,700 Building $352,900	$541,600 Land $188,700 Building $352,900
2023	$4,167.00	$488,000 Land $175,200 Building $312,800	$488,000 Land $175,200 Building $312,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6615 Saddleback Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6615 Saddleback Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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