6613 Penney Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6613 Penney Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,635 sqft · built 1969
Lot Size0.222 acres (9,675 sqft)
OwnerTrust Name on File
Last Sale$162,000 (Sep 1998)
Tax Bill$2,996 (2025)
Deeds & MortgagesOct 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN236-0042-002-0000

Property Details

APN / Parcel Number

Primary APN236-0042-002-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,635 sqft Living Area
1st Floor Area1,635 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,675 sqft (0.222 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address6613 PENNEY WAY
CityCARMICHAEL
StateCA
Zip95608-0936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionENGEL TERRACE 01, LOT 10
Legal SubdivisionENGEL TERRACE 01
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3000
Census Tract7903

Owner

6613 Penney Way is owner-occupied and held in a trust since October 2006.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordTrust Name on File
Mailing Address6613 PENNEY WAY, CARMICHAEL, CA 95608-0936
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 1998 · Amount on File
Deed SaleSep 23, 1998 · Amount on File
Prior SaleAug 25, 1994 · Amount on File
Deed Book / Page980923 / 1334
Last Transfer DateOct 10, 2006
Transfer Doc0000001712
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6613 PENNEY WAY, CARMICHAEL, CA 95608-0936
Transaction TypeMortgage
Record UpdatedNov 2, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6613 PENNEY WAY, CARMICHAEL, CA 95608-0936

Mortgage

Document Number0000000599
DateOct 21, 2022
Instrument2022102100599
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term906 Months
DueApr 12, 2098
Interest
Rate TypeAdjustable Rate
Rate6.77%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 6613 Penney Way was $2,996 with a homeowner's exemption.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$259,023 (+2%) Land $79,941 Building $179,082
2025$2,996.00 Homeowner's exemption$253,945 Land $78,374 Building $175,571
2023$2,884.00 (+2.12%) Homeowner's exemption$244,086 Land $75,332 Building $168,754
2022$2,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6613 Penney Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6613 Penney Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS HEIGHTS WATER DISTRICT
serves 67,818 people · EPA ID CA3410006
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

Nearby Properties on Penney Way

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