6613 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6613 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,735 sqft · built 1974
Lot Size	1.37 acres (59,982 sqft)
Owner	Individual Name on File
Last Sale	$100 (Nov 2022)
Tax Bill	$776 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-2S-27-2140-00600-28C0`

Property Details

APN / Parcel Number

Primary APN	`08-2S-27-2140-00600-28C0`
Alternative APN	`S2720821400060028C0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,735 sqft Living Area
Gross Area	5,046 sqft
1st Floor Area	1,925 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	59,982 sqft (1.37 acres)
Lot Dimensions	300 ft deep x 200 ft wide
Garage Area	864 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,200 sqft
Deck Area	360 sqft
Shed	1 Shed
Shed Area	384 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6613 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAGNIAPPE BEACH 2ND ADD LOTS 28C & 29C BLK 6 AS DES IN OR 3979 PG 1120 & OR 4347 PG 1423
Legal Range	27W
Legal Township	2S
Legal Section	08
Legal Subdivision	LAGNIAPPE BEACH/ALL
Legal Block	6
Legal Lot Number	28C
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1028
Census Tract	10820

Owner

6613 E Bay Blvd is owned and occupied by an individual who bought it in November 2022.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 21, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Prior Sale	Jul 21, 2020 · Amount on File
Deed Document Number	202265439
Deed Book / Page	4347 / 1423
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0043471423
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 28, 2022
Property Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739
Document Number	0043471423
Book / Page	4347 / 1423
Map Reference	MB B PG 117
Instrument Date	Nov 22, 2022
Instrument	202265439
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739

Mortgage

Document Number	0043471426
Date	Nov 28, 2022
Instrument	4347/1426

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2020
Property Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739
Document Number	0039791120
Book / Page	003979 / 001120
Instrument Date	Jul 16, 2020
Instrument	36299
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 FAIRFIELD CIR RAEFORD NC 283766722, RAEFORD, NC 28376-6722

Mortgage

Document Number	39791121
Date	Jul 21, 2020
Book Page	003979/001121
Instrument	36300

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739
Document Number	0038721591
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6613 E BAY BLVD GULF BREEZE FL 325639739, GULF BREEZE, FL 32563-9739

Mortgage

Document Number	0038721591
Date	Sep 23, 2019
Book Page	003872/001591
Instrument	42507

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6613 E BAY BLVD, GULF BREEZE, FL 32563-9739
Document Number	0035950939
Book / Page	003595 / 000939
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6613 E BAY BLVD GULF BREEZE FL 325639739, GULF BREEZE, FL 32563-9739

Mortgage

Document Number	0035950939
Date	Feb 1, 2017
Book Page	003595/000939
Instrument	3989

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119-3327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,007 (+2.9%)	$494,353 (+2.28%) Land $130,000 Building $364,353
2024	$776.00 (-82.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$365,410 (+3%)	$483,336 (+26.29%) Land $130,000 Building $353,336
2023	$4,417.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$354,767 (+3%)	$382,704 (+6.42%) Land $43,200 Building $339,504
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$344,434	$359,629 Land $43,200 Building $316,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6613 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6613 E Bay Blvd is high, ranking above 77% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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