6613 28th St S, Fargo, ND 58104 Property Records

Cass County property record for 6613 28th St S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Lot Size	0.187 acres (8,182 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-8742-01180-000`

Property Details

APN / Parcel Number

Primary APN	`01-8742-01180-000`

Exterior

Lot Area	8,182 sqft

Location & Zoning

Street Address	6613 28TH ST S
City	FARGO
State	ND
Zip	58104-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLOCK: 6 ADDITION: GOLDEN VALLEY 4TH ADDITION ADDITIONAL: GOLDEN VALLEY 4TH LT 5 BLK 6 **7-7-20 PLATTED FRM 01-3518-00094-000 PER PLAT DOC#1593089 FOR 2020
Legal Subdivision	GOLDEN VALLEY
Legal Block	6
Legal Lot Number	5
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3011
Census Tract	40509

Owner

6613 28th St S is owned and occupied by two individuals who acquired it in April 2022.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6613 28TH ST S, FARGO, ND 58104-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Apr 18, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022
Deed Sale	Apr 18, 2022
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	20221663275
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0001663275
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6613 28TH ST S, FARGO, ND 58104-4633
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001691875
Date	Jun 26, 2023
Instrument	1691875

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 20, 2028

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 18, 2022
Property Address	6613 28TH ST S, FARGO, ND 58104-4633
Document Number	0001663078
Instrument Date	Apr 13, 2022
Instrument	1663078
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6613 28TH ST S, FARGO, ND 58104-4633

Mortgage

Document Number	0001663079
Date	Apr 18, 2022
Instrument	1663079

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6613 28th St S was $6,407.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,407.00	$197,000 Land $26,100 Building $170,900	$394,000 Land $52,200 Building $341,800
2023	$5,819.00 (+63.59%)	$118,600 (+234.08%) Land $30,300 Building $88,300	$237,200 (+234.08%) Land $60,600 Building $176,600
2022	$3,557.00	$35,500 Land $26,000 Building $9,500	$71,000 Land $52,000 Building $19,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6613 28th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	21 (2001–2013)
Claims Outside the SFHA	1 of 21
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 11 claims Severe Storms And Flooding, Mar 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6613 28th St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink Fiber	940 / 940

May also be available: AT&T, Fidium Fiber, Verizon.

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