6612 Duncaster St, Windermere, FL 34786 Property Records

Orange County property record for 6612 Duncaster St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,887 sqft · built 2005
Lot Size	0.144 acres (6,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2015)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-03-580`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-03-580`
Alternative APNs	`272324542803580` `146382` `147552` `149672`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,887 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	1,501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,254 sqft (0.144 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6612 DUNCASTER ST
City	WINDERMERE
State	FL
Zip	34786-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 358
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	3
Legal Lot Number	358
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6612 DUNCASTER ST, WINDERMERE, FL 34786-6651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2015 · Amount on Record
Deed Sale	Nov 4, 2015 · Amount on Record
Prior Sale	Oct 6, 2009 · Amount on Record
Deed Document Number	2015574397
Deed Book / Page	11008 / 1906
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6612 DUNCASTER ST, WINDERMERE, FL 34786-6651
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6612 DUNCASTER ST, WINDERMERE, FL 34786-6651

Mortgage

Document Number	0000731568
Date	Dec 21, 2023
Instrument	20230731568

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6612 DUNCASTER ST, WINDERMERE, FL 34786-6651
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6612 DUNCASTER ST, WINDERMERE, FL 34786-6651

Mortgage

Document Number	0000496662
Date	Aug 16, 2021
Instrument	20210496662

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,242 (+2.7%)	$533,700 (-8.07%) Land $135,000 Building $398,700
2025	$5,670.00 (+5.27%) Homeowner's exemption	$343,955 (+5.99%)	$580,570 (+9.3%) Land $135,000 Building $445,570
2024	$5,386.00 (+7.55%)
2023	$5,008.00 (+3.99%) Homeowner's exemption	$324,525 (+3%)	$531,158 (+24.17%) Land $135,000 Building $396,158
2022	$4,816.00 Homeowner's exemption	$315,073	$427,775 Land $125,000 Building $302,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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