6610 Flintwood St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6610 Flintwood St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,286 sqft · built 2006
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2019)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-06100-0110`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-06100-0110`
Alternative APN	`S262181920061000110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6610 FLINTWOOD ST
City	NAVARRE
State	FL
Zip	32566-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 11 BLK 61 AS DES IN OR 3843 PG 575
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	61
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2032
Census Tract	10820

Owner

6610 Flintwood St is owned and occupied by an individual who acquired it in September 2026.

Source: Santa Rosa County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 25, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	201927135
Deed Book / Page	3843 / 575
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000046943
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 17, 2026
Property Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603
Document Number	0000046943
Book / Page	4789 / 1013
Instrument Date	Sep 9, 2026
Instrument	202646943
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603

Mortgage

Document Number	0000046944,
Date	Sep 17, 2026
Instrument	202646944

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603

Mortgage

Document Number	0040380343
Date	Dec 4, 2020
Book Page	4038/343
Instrument	202065230

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 25, 2019
Property Address	6610 FLINTWOOD ST, NAVARRE, FL 32566-6603
Document Number	0038430575
Book / Page	003843 / 000575
Instrument Date	Jun 21, 2019
Instrument	27135
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 STARLITE DR ODENVILLE AL 351205481, ODENVILLE, AL 35120-5481

Mortgage

Document Number	38430577
Date	Jun 25, 2019
Book Page	003843/000577
Instrument	27136

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6610 Flintwood St was $2,684, up 3.7% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (+3.67%)	$255,607 (+2.9%)	$347,881 (+1.96%) Land $75,000 Building $272,881
2024	$2,589.00 (+2.33%) Homeowner's exemption	$248,403 (+3%)	$341,186 (+3.7%) Land $75,000 Building $266,186
2023	$2,530.00 (+2.76%) Homeowner's exemption	$241,168 (+3%)	$329,011 (+7.82%) Land $65,000 Building $264,011
2022	$2,462.00 Homeowner's exemption	$234,144	$305,135 Land $50,000 Building $255,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6610 Flintwood St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6610 Flintwood St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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