6610 Fairhope Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 6610 Fairhope Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,293 sqft · built 1993
Lot Size	0.285 acres (12,458 sqft)
Owner	2 Individual Names on File
Last Sale	$324,500 (Aug 2006)
Tax Bill	$6,346 (2023)
Deeds & Mortgages	Jun 2019 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`229-401-12`

Property Details

APN / Parcel Number

Primary APN	`229-401-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,293 sqft Heated Area
Gross Area	4,063 sqft
1st Floor Area	1,439 sqft
Upper Floors Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Lot Area	12,458 sqft (0.285 acres)
Garage Area	561 sqft

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	196 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	229-401-12
Street Address	6610 FAIRHOPE CT
City	CHARLOTTE
State	NC
Zip	28277-4667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L71 B1 M25-378
Legal Subdivision	HUNTERS GATE
Legal Block	1
Legal Lot Number	71
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	5846

Owner

6610 Fairhope Ct is owned and occupied by two individuals who bought it in August 2006.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	6610 FAIRHOPE CT, CHARLOTTE, NC 28277-4667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2006 · Amount on File
Deed Sale	Aug 11, 2006 · Amount on File
Deed Document Number	0020893769
Deed Book / Page	20893 / 769
Record Updated	Jun 7, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6610 FAIRHOPE CT, CHARLOTTE, NC 28277-4667
Document Number	0000071093
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 FAIRHOPE CT CHARLOTTE NC 282774667, CHARLOTTE, NC 28277-4667

Mortgage

Document Number	0000071093
Date	Jun 11, 2019
Book Page	033576/000303
Instrument	71093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6610 FAIRHOPE CT, CHARLOTTE, NC 28277-4667
Document Number	0000046236
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6610 FAIRHOPE CT CHARLOTTE NC 282774667, CHARLOTTE, NC 28277-4667

Mortgage

Document Number	0000046236
Date	Apr 22, 2019
Book Page	033441/000505
Instrument	46236

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6610 FAIRHOPE CT, CHARLOTTE, NC 28277-4667
Document Number	0000142625
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 FAIRHOPE CT CHARLOTTE NC 282774667, CHARLOTTE, NC 28277-4667

Mortgage

Document Number	0000142625
Date	Nov 14, 2018
Book Page	033110/000443
Instrument	142625

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 6610 Fairhope Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1995–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6610 Fairhope Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: Ripple Fiber.

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