6610 Denton Ferry Rd, Cotter, AR 72626 Property Records

Baxter County property record for 6610 Denton Ferry Rd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,476 sqft
Lot Size	0.684 acres (29,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2020)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`002-09316-000`

Property Details

APN / Parcel Number

Primary APN	`002-09316-000`
Alternative APN	`21800`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	29,800 sqft (0.684 acres)
Lot Dimensions	298 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	120 sqft

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Deck Area	364 sqft
Shed	1 Shed
Utility Building	1,620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6610 DENTON FERRY RD
City	COTTER
State	AR
Zip	72626-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 RIVER BREEZE SUB
Legal Range	15
Legal Township	19
Legal Section	11
Legal Subdivision	RIVER BREEZE SUB
Legal Lot Number	1
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6610 DENTON FERRY RD, COTTER, AR 72626-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202012209
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	6610 DENTON FERRY RD, COTTER, AR 72626-9130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 DENTON FERRY RD, COTTER, AR 72626-9130

Mortgage

Document Number	L202602408
Date	Mar 19, 2026
Instrument	L202602408

Lender

Name	ARVEST BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Nov 20, 2020
Property Address	6610 DENTON FERRY RD, COTTER, AR 72626-9130
Document Number	L202012209
Instrument Date	Nov 20, 2020
Instrument	L202012209
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	ALLYN ABSTRACT, ALLEY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1187 OLD TRACY RD, 1187, MOUNTAIN HOME, AR 72653-9831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 UNION SCHOOL RD, ALTON, IL 62002-6936

Mortgage

Document Number	L202012210
Date	Nov 20, 2020
Instrument	L202012210

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00 (+7.67%)	$86,910 (-) Land $40,000 Building $46,910
2024	$3,157.00 (+8.34%)
2023	$2,914.00	$86,910 Land $40,000 Building $46,910	$434,550 Land $200,000 Building $234,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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