661 Sembler St, Sebastian, FL 32958 Property Records

Indian River County property record for 661 Sembler St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$370,165 (Feb 2024)
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-11-00002-1140-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-11-00002-1140-00003.0`
Alternative APN	`138135`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,851 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	834 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Patio Area	138 sqft
Fence	Fence
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	661 SEMBLER ST
City	SEBASTIAN
State	FL
Zip	32958-4473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF PORTIONS OF SEBASTIAN HIGHLANDS UNIT 2 PAGE 2 PBI 6-87 BLK 114 LOT 3
Legal Block	114
Legal Lot Number	3
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2027
Census Tract	50807

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	661 SEMBLER ST, SEBASTIAN, FL 32958-4473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Deed Document Number	3120240006788
Deed Book / Page	3678 / 247
Record Updated	Jun 8, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 13, 2024
Property Address	661 SEMBLER ST, SEBASTIAN, FL 32958-4473
Document Number	0036780247
Book / Page	3678 / 247
Map Reference	MB 6 PGS 87 87A AND
Instrument Date	Feb 9, 2024
Instrument	3120240006788
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,591.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 SEMBLER ST, SEBASTIAN, FL 32958-4473

Mortgage

Document Number	3120240006789
Date	Feb 13, 2024
Instrument	3120240006789

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,606.00 (+557.98%)	$352,451 (+564.5%) Land $57,800 Building $294,651	$352,451 (+564.5%) Land $57,800 Building $294,651
2023	$852.00 (+58.07%)	$53,040 (+56%) Land $53,040	$53,040 (+56%) Land $53,040
2022	$539.00	$34,000 Land $34,000	$34,000 Land $34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (1993–2007)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2007 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20