661 Ridgeway Dr, Sidney, OH 45365 Property Records

Shelby County property record for 661 Ridgeway Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,674 sqft · built 1997
Lot Size	0.417 acres (18,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Nov 2023)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-2601129.012`

Property Details

APN / Parcel Number

Primary APN	`01-2601129.012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
1st Floor Area	1,073 sqft
Upper Floors Area	1,601 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Type	Gable
Lot Area	18,156 sqft (0.417 acres)
Lot Dimensions	204 ft deep x 89 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	260 sqft
Patio Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	661 RIDGEWAY DR
City	SIDNEY
State	OH
Zip	45365-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5879 IN IMPERIAL WOODS SUB REPLAT OF LOT 5285 IN THE CITY OF SIDNEY 020-26-01-129-012PLAT V26 P7
Legal Subdivision	IMPEIRAL WODOS SUBDIVSISIO
Legal Lot Number	5879
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · ARM EQUITY RESOURCES INC
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 10, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	20235257
Deed Book / Page	2317 / 2487
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Nov 20, 2023
Property Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432
Document Number	02317/2487
Book / Page	2317 / 2487
Map Reference	VOL 26 PG 7
Instrument Date	Nov 16, 2023
Instrument	202305257
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432

Mortgage

Document Number	0202305258
Date	Nov 20, 2023
Instrument	202305258

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2303/1576
Date	Aug 23, 2021
Book Page	2303/1576
Instrument	202100005776

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 10, 2020
Property Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432
Document Number	002236/337
Book / Page	2236 / 337
Map Reference	VOL 26 PG 7
Instrument Date	Aug 7, 2020
Instrument	202000004698
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 RIDGEWAY DR, SIDNEY, OH 45365-3432

Mortgage

Document Number	202000004699
Date	Aug 10, 2020
Instrument	202000004699

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (-5.97%)	$92,610 (-) Land $15,960 Building $76,650
2024	$3,234.00 (-2.21%) Homeowner's exemption	$92,610 (-) Land $15,960 Building $76,650
2023	$3,307.00 (+7.44%) Homeowner's exemption	$92,610 (+19.93%) Land $15,960 Building $76,650	$264,610 (+19.94%) Land $45,600 Building $219,010
2022	$3,078.00 Homeowner's exemption	$77,220 Land $12,550 Building $64,670
2020			$220,610 Land $35,850 Building $184,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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