661 Lake Rd, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 661 Lake Rd, Youngstown, NY 14174

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,400 sqft · built 2009
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2007)
Tax Bill	$19,468 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`293489 31.20-1-3.1`

Property Details

APN / Parcel Number

Primary APN	`293489 31.20-1-3.1`
Alternative APNs	`34890310200001003001` `293489 31.20-1-3.11`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,400 sqft Living Area
1st Floor Area	2,000 sqft
Upper Floors Area	500 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	182,952 sqft (4.2 acres)
Lot Width	302 ft Width
View / Lot	Waterfront
Garage Type	Detached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	944 sqft
Patio Area	1,292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	661 LAKE RD
City	YOUNGSTOWN
State	NY
Zip	14174-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	9-3-3 33 15 9
Legal Block	1
Legal Lot Number	3.011
Jurisdiction	NIAGARA NY
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3002
Census Tract	24502

Owner

661 Lake Rd is owned and occupied by an individual who bought it in November 2007.

Source: Niagara County and Porter Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	661 LAKE RD, YOUNGSTOWN, NY 14174-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK
Feb 16, 2021	Warranty Deed, Transfer
Dec 14, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2007 · Amount on File
Deed Sale	Nov 29, 2007 · Amount on File
Deed Book / Page	3421 / 719
Prior Transfer Date	Jun 30, 2005
Prior Transfer Doc	3325000574
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	661 LAKE RD, YOUNGSTOWN, NY 14174-1038
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004111
Date	Mar 13, 2018
Instrument	2018-04111

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Feb 16, 2021
Property Address	661 LAKE RD, YOUNGSTOWN, NY 14174-1038
Document Number	0000003167
Instrument Date	Feb 12, 2021
Instrument	2021-03167
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	661 LAKE RD, 661, YOUNGSTOWN, NY 14174-1038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 LAKE RD, YOUNGSTOWN, NY 14174-1038

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 14, 2017
Property Address	661 LAKE RD, YOUNGSTOWN, NY 14174-1038
Document Number	0000024587
Instrument Date	Dec 14, 2017
Instrument	24587
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 WATER OAK DR PONTE VEDRA BEACH FL 320823039, PONTE VEDRA BEACH, FL 32082-3039

Tax Assessment & Valuation

The 2026 property tax bill for 661 Lake Rd was $19,468, up 203.7% from the year before.

Source: Niagara County and Porter Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Porter Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,468.00 (+203.67%)
2025	$6,411.00	$409,500 Land $139,300 Building $270,200	$930,700 Land $316,597 Building $614,103
2023		$381,200 Land $111,000 Building $270,200	$733,077 Land $213,462 Building $519,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 661 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	17 units insured incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER MASTER IMPROVEMENT AREA serves 6,920 people · EPA ID NY3100577
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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