661 E Spencer St, Culpeper, VA 22701 Property Records

Culpeper County property record for 661 E Spencer St, Culpeper, VA 22701

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,048 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jan 2004)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-A2-2-F2-27`

Property Details

APN / Parcel Number

Primary APN	`41-A2-2-F2-27`
Alternative APN	`20262`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20262
Street Address	661 E SPENCER ST
City	CULPEPER
State	VA
Zip	22701-2841
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	M1
Legal Description	E B HILL ADDITION 11330 SQ FT LOT 27R PLAT CAB 7/613
Legal Subdivision	E B HILL ADDITIONITION
Legal Lot Number	27R
Jurisdiction	CULPEPER VA
Township / Civil Division	EAST FAIRFAX
Census Block Group	2
Census Block	2026
Census Tract	930400

Owner

Source: Culpeper County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	19301 OLD ORANGE RD, CULPEPER, VA 22701-8334
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2004 · Amount on Record
Deed Sale	Jan 12, 2004 · Amount on Record
Prior Sale	Amount on Record
Deed Book / Page	400 / 253
Record Updated	Sep 20, 2026

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Apr 13, 2018
Property Address	661 E SPENCER ST, CULPEPER, VA 22701-2841
Document Number	0180001887
Instrument Date	Apr 13, 2018
Instrument	180001887
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SOUTHRIDGE PKWY STE 301B, 301B, CULPEPER, VA 22701-3775

Mortgage

Document Number	0180001888
Date	Apr 13, 2018
Instrument	180001888

Lender

Name	THE FAUQUIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 13, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00 (-12.3%)	$283,600 (+9.29%) Land $75,900 Building $207,700	$283,600 (+9.29%) Land $75,900 Building $207,700
2024	$1,390.00 (+1.91%)
2023	$1,364.00	$259,500 Land $57,000 Building $202,500	$259,500 Land $57,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: AT&T, Shenandoah Telecommunications Company, T-Mobile USA.