661 Dillon Oaks Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 661 Dillon Oaks Dr, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 2005
Lot Size	1.03 acres (44,867 sqft)
Owner	Trust Name on File
Last Sale	$206,058 (Dec 2012)
Tax Bill	$905 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Jun 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458300152079000`

Property Details

APN / Parcel Number

Primary APN	`458300152079000`
Alternative APN	`49915`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	4,244 sqft
1st Floor Area	988 sqft
Upper Floors Area	468 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	272 ft deep x 180 ft wide
Terrain	Mountain
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	208 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49915
Street Address	661 DILLON OAKS DR
City	MURPHY
State	NC
Zip	28906-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 NORTH OAK ESTATES 1507/358
Legal Subdivision	NORTH OAK ESTATES
Legal Lot Number	31
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1118
Census Tract	930300

Owner

Source: Cherokee County records · APN 458300152079000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	661 DILLON OAKS DR, MURPHY, NC 28906-9008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 10, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2012 · Amount on Record
Deed Sale	Dec 03, 2012 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	20125895
Deed Book / Page	1452 / 908
Last Transfer Date	Jun 03, 2019
Transfer Doc	01615/0462
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	661 DILLON OAKS DR, MURPHY, NC 28906-9008
Transaction Type	Mortgage
Record Updated	Mar 04, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 DILLON OAKS DR, MURPHY, NC 28906-9008

Mortgage

Document Number	001704/665
Date	Feb 18, 2022
Book Page	1704/665
Instrument	1081

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	875 Months
Due	Jan 17, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.85%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jun 10, 2019
Property Address	661 DILLON OAKS DR, MURPHY, NC 28906-9008
Document Number	01615/0462
Book / Page	01615 / 0462
Instrument Date	Jun 03, 2019
Instrument	02525
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	661 DILLON OAKS DR, MURPHY, NC 28906-9008

Mortgage

Document Number	02526
Date	Jun 10, 2019
Instrument	02526

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Type Change Date	Jul 01, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$905.00	$244,840 (-)	$244,840 (-) Land $18,000 Building $226,840
2023		$244,840	$244,840 Land $18,000 Building $226,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018, rainfall accumulation

Wildfire

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	About 1 in 277 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dillon Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures