Franklin County property record for 661 Cooks Knob Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1984 |
| Lot Size | 1.36 acres (59,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Mar 2015) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081 00-020 01 |
| Primary APN | 081 00-020 01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,266 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 655 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,329 sqft (1.36 acres) |
| Terrain | Rolling |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | 258 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 25201 |
|---|---|
| Street Address | 661 COOKS KNOB RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 853 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 20701 |
661 Cooks Knob Rd is owned and occupied by two individuals who bought it in March 2015.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 661 COOKS KNOB RD, FERRUM, VA 24088-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2015 · Amount on File |
| Deed Sale | Mar 17, 2015 · Amount on File |
| Prior Sale | Jul 28, 2006 · Amount on File |
| Deed Document Number | 20151583 |
| Deed Book / Page | 1059 / 2380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 661 COOKS KNOB RD, FERRUM, VA 24088-4315 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 661 COOKS KNOB RD, CHARITY, VA 24088-4315 |
| Document Number | 0011842619 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 1184/2619 |
| Instrument | 220004113 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | ROCKY MOUNT, VA 24151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 661 Cooks Knob Rd was $802.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 | $186,600 Land $28,100 Building $158,500 | $186,600 Land $28,100 Building $158,500 |
| 2023 | $641.00 | $105,100 (-) Land $21,100 Building $84,000 | $105,100 (-) Land $21,100 Building $84,000 |
| 2022 | $105,100 Land $21,100 Building $84,000 | $105,100 Land $21,100 Building $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 661 Cooks Knob Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 661 Cooks Knob Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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