661 Augustine Herman Hwy, Elkton, MD 21921 Property Records

Cecil County property record for 661 Augustine Herman Hwy, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,938 sqft · built 2007
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$335,700 (Nov 2020)
Tax Bill	$3,966 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-008703`

Property Details

APN / Parcel Number

Primary APN	`03-008703`
Alternative APNs	`3008703` `008703`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,938 sqft Total Area
Basement Area	684 sqft
Finished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	497 sqft
Deck Area	266 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008703
Street Address	661 AUGUSTINE HERMAN HWY
City	ELKTON
State	MD
Zip	21921-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.45 ACRE 661 AUGUSTINE HERMAN HWY S OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1013
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

661 Augustine Herman Hwy is owned and occupied by an individual who bought it in November 2020.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	661 AUGUSTINE HERMAN HWY, ELKTON, MD 21921-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jul 18, 2017	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Jul 18, 2017 · Amount on File
Deed Book / Page	4729 / 488
Record Updated	Oct 29, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Nov 19, 2020
Property Address	661 AUGUSTINE HERMAN HWY, ELKTON, MD 21921-7705
Document Number	0047290488
Book / Page	4729 / 488
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 BLUE BALL AVE, 211, ELKTON, MD 21921-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 MOUNTAIN ROAD, AVON, CT

Mortgage

Document Number	0004729496
Date	Nov 19, 2020
Instrument	4729/496

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 18, 2017
Property Address	661 AUGUSTINE HERMAN HWY, ELKTON, MD 21921-7705
Document Number	0041000475
Book / Page	4100 / 475
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 AUGUSTINE HERMAN HWY, ELKTON, MD 21921-7705

Mortgage

Document Number	0004100480
Date	Jul 18, 2017
Instrument	4100/480

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,966.00 (+4.7%)	$360,200 (+15.6%)	$379,700 (+18.21%) Land $69,600 Building $310,100
2025	$3,788.00 (+35.24%)
2023	$2,801.00	$311,600	$321,200 Land $69,600 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 661 Augustine Herman Hwy in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Augustine Herman Hwy is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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