Kenton County property record for 661 Ackerly Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 976 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,000 (May 2021) |
| Tax Bill | $2,496 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-00-01-322.00 |
| Primary APN | 007-00-01-322.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 976 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 661 ACKERLY DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENHURST SEC 6 LOT 322 |
| Legal Subdivision | GLENHURST |
| Legal Phase | 6 |
| Legal Lot Number | 322 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 661 ACKERLY DR, INDEPENDENCE, KY 41051-9042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Jul 7, 2014 · Amount on Record |
| Deed Document Number | 20215900149 |
| Deed Book / Page | 90 / 650 |
| Prior Transfer Date | May 4, 2021 |
| Prior Transfer Doc | 0000000149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 661 ACKERLY DR, INDEPENDENCE, KY 41051-9042 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 661 ACKERLY DR, INDEPENDENCE, KY 41051-9042 |
| Document Number | 0005900094 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | KCM 528/378 |
| Instrument | 24022605900094 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 14, 2021 |
| Property Address | 661 ACKERLY DR, INDEPENDENCE, KY 41051-9042 |
| Document Number | 0005900149 |
| Book / Page | 90 / 650 |
| Map Reference | SL 598-A |
| Instrument Date | May 4, 2021 |
| Instrument | 21051405900149 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | LAWYERS TTL OF CINCINNATI IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 661 ACKERLY DR, INDEPENDENCE, KY 41051-9042 |
| Document Number | 0005900150 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 215/932 |
| Instrument | 21051405900150 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,700 (-) Land $45,000 Building $169,700 | $214,700 (-) Land $45,000 Building $169,700 | |
| 2025 | $2,496.00 (+30.61%) | $214,700 (+41.72%) Land $45,000 Building $169,700 | $214,700 (+41.72%) Land $45,000 Building $169,700 |
| 2023 | $1,911.00 | $151,500 Land $30,000 Building $121,500 | $151,500 Land $30,000 Building $121,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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