661 7th St, Elko, NV 89801 Property Records

Elko County property record for 661 7th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1961
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2017)
Tax Bill	$1,250 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-231-003`

Property Details

APN / Parcel Number

Primary APN	`001-231-003`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Shed	1 Shed
Shed Area	196 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	661 7TH ST
City	ELKO
State	NV
Zip	89801-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE AND .026A PER 320/304 DESCRIBED AS FOLLOWS: COMM AT THE MONUMENT AT THE C/L INTERSECTION OF 7TH ST & JUNIPER ST, TH: S 48+1100 E ALONG THE C/L OF SAID 7TH ST 40.00 TO A PT; TH: S 41+4900 W 40.00 TO COR 1, THE POB, A PT ON THE SWLY LINE
Legal Subdivision	CITY/ELKO
Legal Block	30
Legal Lot Number	1,2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2044
Census Tract	950800

Owner

661 7th St is owned and occupied by two individuals who bought it in May 2017.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	661 7TH ST, ELKO, NV 89801-3525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 4, 2020	Loan Modification, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
May 16, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Deed Document Number	2017725035
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	661 7TH ST, ELKO, NV 89801-3525
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 7TH ST, ELKO, NV 89801-3525

Mortgage

Document Number	0000828754
Date	Nov 15, 2023
Instrument	828754

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	661 7TH ST, ELKO, NV 89801-3525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000736693
Date	Feb 2, 2018
Instrument	736693

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	661 7TH ST, ELKO, NV 89801-3525
Document Number	0000777519
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 7TH ST ELKO NV 898013525, ELKO, NV 89801-3525

Mortgage

Document Number	0000777519
Date	Nov 24, 2020
Instrument	777519

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 16, 2017
Property Address	661 7TH ST, ELKO, NV 89801-3525
Document Number	0000725035
Instrument Date	Apr 14, 2017
Instrument	725035
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	RELIANT TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 W JUNIPER ST, 159, ELKO, NV 89801-3053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 7TH ST, ELKO, NV 89801-3525

Mortgage

Document Number	0000725036
Date	May 16, 2017
Instrument	725036

Lender

Name	GREATER NEVADA MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 661 7th St was $1,250, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,250.00 (+5.49%)	$39,095 (-0.12%) Land $15,050 Building $24,045	$111,700 (-0.12%) Land $43,000 Building $68,700
2025	$1,185.00	$39,142 Land $15,050 Building $24,092	$111,834 Land $43,000 Building $68,834
2023	$988.00 (+8.69%)	$28,589 (+15.27%) Land $6,615 Building $21,974	$81,683 (+15.27%) Land $18,900 Building $62,783
2022	$909.00	$24,801 Land $6,615 Building $18,186	$70,860 Land $18,900 Building $51,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 661 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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