Hamilton County property record for 6609 Merwin Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1936 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jul 2026) |
| Tax Bill | $4,807 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-0002-0153-00 |
| Primary APN | 037-0002-0153-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,435 sqft |
| 1st Floor Area | 985 sqft |
| Attic | Attic |
| Attic Area | 355 sqft |
| Basement Area | 1,095 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 3,833 sqft (0.088 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6609 MERWIN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | 6609 MERWIN AVE 35 X 110 LOT 46 LENOX PL |
| Legal Subdivision | LENOX PLACE |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 5600 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 2, 2023 | Warranty Deed, Transfer |
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Jun 2, 2023 · Amount on Record |
| Deed Document Number | 202654853 |
| Deed Book / Page | 15702 / 1808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Number | 0000054853 |
| Book / Page | 15702 / 1808 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202654853 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Number | 0000054854, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202654854 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Number | 0000010309 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 15601/674 |
| Instrument | 2026-0010309 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 2, 2023 |
| Property Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Number | 0000037245 |
| Book / Page | 14929 / 921 |
| Map Reference | MB 19 PG 84 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023-0037245 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 29, 2020 |
| Property Address | 6609 MERWIN AVE, CINCINNATI, OH 45227-3113 |
| Document Number | 0000039414 |
| Book / Page | 014157 / 000955 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 39414 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6609 MERWIN AVE CINCINNATI OH 452273113, CINCINNATI, OH 45227-3113 |
| Document Number | 39415 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 014157/000958 |
| Instrument | 39415 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,807.00 (+3.13%) | $78,068 (-) Land $10,710 Building $67,358 | $223,050 (-) Land $30,600 Building $192,450 |
| 2024 | $4,661.00 (-2.22%) | $78,068 (-) Land $10,710 Building $67,358 | |
| 2023 | $4,767.00 (-5.81%) | $78,068 (+4.96%) Land $10,710 Building $67,358 | $223,050 (+4.96%) Land $30,600 Building $192,450 |
| 2022 | $5,061.00 Homeowner's exemption | $74,376 Land $5,282 Building $69,094 | |
| 2020 | $212,500 Land $15,090 Building $197,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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