6609 Hunter Trail Way, Frederick, MD 21702 Property Records

Frederick County property record for 6609 Hunter Trail Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,714 sqft · built 1991
Lot Size	0.355 acres (15,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Apr 2000)
Tax Bill	$5,744 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-433233`

Property Details

APN / Parcel Number

Primary APN	`21-433233`
Alternative APN	`433233`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,414 sqft Living Area
Gross Area	3,897 sqft
1st Floor Area	1,558 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,483 sqft (0.355 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	253 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	433233
Street Address	6609 HUNTER TRAIL WAY
City	FREDERICK
State	MD
Zip	21702-2986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 103 PLAT 1 SEC 5 15,483 SQ. FT. CLOVER HILL III
Legal Subdivision	CLOVER HILL 03 SEC 05 01
Legal Lot Number	103
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3027
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6609 HUNTER TRAIL WAY, FREDERICK, MD 21702-2986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2000 · Amount on Record
Deed Sale	Apr 5, 2000 · Amount on Record
Prior Sale	Feb 12, 1991 · Amount on Record
Deed Document Number	20001820
Deed Book / Page	2697 / 757
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 12, 2026
Property Address	6609 HUNTER TRAIL WAY, FREDERICK, MD 21702-2986
Document Number	1800000210
Book / Page	18001 / 210
Instrument Date	Aug 4, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	PASSPORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1800000210,
Date	Aug 12, 2026
Book Page	18001/210

Lender

Name	WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6609 HUNTER TRAIL WAY, FREDERICK, MD 21702-2986
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142660317
Date	Nov 13, 2020
Book Page	14266/317

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6609 HUNTER TRAIL WAY, FREDERICK, MD 21702-2986
Document Number	0142670317
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6609 HUNTER TRAIL WAY FREDERICK MD 217022986, FREDERICK, MD 21702-2986

Mortgage

Document Number	0142670317
Date	Nov 13, 2020
Book Page	014267/000317

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,300 (+34.9%) Land $141,500 Building $419,800	$561,300 (+34.9%) Land $141,500 Building $419,800
2025	$5,744.00 (+15.71%)
2023	$4,964.00 Homeowner's exemption	$416,100 Land $79,400 Building $336,700	$416,100 Land $79,400 Building $336,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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