6605 Wateroak Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 6605 Wateroak Dr, Willow Spring, NC 27592 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 1994
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Aug 2023)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0697.04-70-3355-000`

Property Details

APN / Parcel Number

Primary APN	`0697.04-70-3355-000`
Alternative APNs	`0697.04-70-3355 0197415` `0697703355` `019741501` `0197415`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	68,389 sqft (1.57 acres)
Porch	Open Porch
Porch Area	168 sqft
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0197415
Street Address	6605 WATEROAK DR
City	WILLOW SPRING
State	NC
Zip	27592-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LO46 OAK HOLLOW ESTATES PH2 BM1993-46
Legal Subdivision	OAK HOLLOW ESTATES PH2
Legal Phase	2
Legal Lot Number	46
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1007
Census Tract	52905

Owner

Source: Wake County records · APN 0697.04-70-3355-000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WAKE COUNTRY AFFORDABLE HOMEOWNERSHIP PR
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Book / Page	19407 / 1982
Prior Transfer Date	Aug 01, 2023
Prior Transfer Doc	1940001982
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19407/2003
Date	Aug 14, 2023
Book Page	19407/2003

Lender

Name	WAKE COUNTRY AFFORDABLE HOMEOWNERSHIP PR
Type	Non-Lending Institution
Address	RALEIGH, NC 27612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 14, 2023
Property Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603
Document Number	19407/1982
Book / Page	19407 / 1982
Map Reference	MB 1993 PG 45-47
Instrument Date	Aug 01, 2023
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 N WATTS ST, WILLIAMSTON, NC 27892-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603

Mortgage

Document Number	0194071984
Date	Aug 14, 2023
Instrument	19407/1984

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Mortgage

Document Number	19407/1997
Date	Aug 14, 2023
Book Page	19407/1997

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019307/674
Date	Apr 12, 2023
Book Page	19307/674

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	6605 WATEROAK DR, WILLOW SPRING, NC 27592-9603
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017786/970
Date	Mar 17, 2020
Book Page	17786/970

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+35.55%)	$388,554 (+65.65%) Land $100,000 Building $288,554	$388,554 (+65.65%) Land $100,000 Building $288,554
2023	$1,848.00	$234,565 Land $41,000 Building $193,565	$234,565 Land $41,000 Building $193,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830529051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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