6605 Pine Top Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 6605 Pine Top Rd, Hurlock, MD 21643 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,328 sqft · built 2007
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on File
Tax Bill	$3,828 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-020733`

Property Details

APN / Parcel Number

Primary APN	`15-020733`
Alternative APN	`020733`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,328 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
Garage Type	Built-in
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	020733
Street Address	6605 PINE TOP RD
City	HURLOCK
State	MD
Zip	21643-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 - 2.777 ACRES E/S PINE TOP ROAD
Legal Subdivision	RICHARD W LOWRY
Legal Lot Number	6
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2024
Census Tract	970200

Owner

Source: Dorchester County records · APN 15-020733

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6605 PINE TOP RD, HURLOCK, MD 21643-3267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Nov 22, 2017	Deed of Trust, Mortgage · ARM PROVIDENT STATE BANK INC
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2006
Deed Sale	Dec 20, 2006
Deed Document Number	200660740
Deed Book / Page	777 / 731
Prior Transfer Date	Dec 01, 2006
Prior Transfer Doc	MLB007770731
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	May 14, 2026
Property Address	6605 PINE TOP RD, HURLOCK, MD 21643-3267
Document Number	2014000140
Book / Page	2014 / 140
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 PINE TOP RD, HURLOCK, MD 21643-3267

Mortgage

Document Number	2014000140,
Date	May 14, 2026
Book Page	2014/140

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	6605 PINE TOP RD, HURLOCK, MD 21643-3267
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014340348
Date	Nov 22, 2017
Book Page	1434/348
Instrument	1434-348

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Nov 06, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 06, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	6605 PINE TOP RD, HURLOCK, MD 21643-3267
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015280148
Date	Jul 10, 2019
Book Page	1528/148

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,100 (+8.82%)	$388,200 (-) Land $49,400 Building $338,800
2025	$3,828.00 (+16.21%)	$330,000 (+13.44%)	$388,200 (+29.01%) Land $49,400 Building $338,800
2023	$3,294.00	$290,900	$300,900 Land $49,400 Building $251,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 78% of Maryland
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bay Country Communications	Cable	100 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Choptank Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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