6605 Cutty Sark Ln, Naples, FL 34104 Property Records

Collier County property record for 6605 Cutty Sark Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2021)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Nov 2021 Sale Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`186100 1654B32`

Property Details

APN / Parcel Number

Primary APN	`186100 1654B32`
Alternative APNs	`239460097570453551654` `23946009757`

Interior

Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	155 ft deep x 55 ft wide

Location & Zoning

Street Address	6605 CUTTY SARK LN
City	NAPLES
State	FL
Zip	34104-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 165 OR 1672 PG 1504
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Block	1
Legal Lot Number	165
Legal Unit	165
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10514

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 28, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Jun 21, 2017	Deed of Trust, Mortgage TOMASI INDIANA INV 1 LLC
Jun 21, 2017	Grant Deed, Transfer FIRST INT'L TITLE
Feb 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20216163300
Deed Book / Page	6045 / 2711
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0040871641
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 23, 2021
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0060452711
Book / Page	6045 / 2711
Map Reference	MB 17 PG 34-37
Instrument Date	Nov 18, 2021
Instrument	6163300
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 BURNING TREE DR, 185, NAPLES, FL 34105-6308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 28, 2020
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0057932654
Book / Page	005793 / 002654
Instrument Date	Jul 24, 2020
Instrument	5899733
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6605 CUTTY SARK LN NAPLES FL 341047808, NAPLES, FL 34104-7808

Mortgage

Document Number	57932656
Date	Jul 28, 2020
Book Page	005793/002656
Instrument	5899734

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 26, 2018
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0054902846
Book / Page	5490 / 2846
Map Reference	MB17 PG34
Instrument Date	Mar 15, 2018
Instrument	5529710
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 RAFFINA CT, 1540, NAPLES, FL 34105-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808

Mortgage

Document Number	0005529711
Date	Mar 26, 2018
Instrument	5529711

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0054131566
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 RAFFINA CT NAPLES FL 341054956, NAPLES, FL 34105-4956

Mortgage

Document Number	0054131566
Date	Jul 10, 2017
Book Page	005413/001566
Instrument	5426956

Lender

Name	TOMASI INDIANA INV 1 LLC
Address	3059 WATERBURY CT, EDGEWOOD, KY 41017-8124

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 9, 2020

Interest

Rate	5%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 21, 2017
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0054072833
Book / Page	005407 / 002833
Instrument Date	Jun 16, 2017
Instrument	5420595
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 RAFFINA CT NAPLES FL 341054956, NAPLES, FL 34105-4956

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 7, 2017
Property Address	6605 CUTTY SARK LN, NAPLES, FL 34104-7808
Document Number	0053610755
Book / Page	005361 / 000755
Instrument Date	Jan 26, 2017
Instrument	5365285
Transaction Type	Foreclosure
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,617.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6605 CUTTY SARK LN NAPLES FL 341047808, NAPLES, FL 34104-7808

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,544.00 (-5.16%) Homeowner's exemption	$440,423 (-8.43%) Land $204,732 Building $235,691	$440,423 (-8.58%) Land $204,732 Building $235,691
2024	$4,791.00 (-1.09%)
2023	$4,844.00 (-2.36%) Homeowner's exemption	$480,975 (+3%)	$481,750 (+3.17%) Land $226,512 Building $255,238
2022	$4,961.00 Homeowner's exemption	$466,966 Land $205,821 Building $261,145	$466,966 Land $205,821 Building $261,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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