6605 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 6605 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,485 sqft · built 2017
Lot Size	10.1 acres (442,570 sqft)
Owner	Individual Name on Record
Last Sale	$504,700 (Jun 2018)
Tax Bill	$9,928 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0552800600`

Property Details

APN / Parcel Number

Primary APN	`0552800600`
Alternative APNs	`455435` `845920`

Interior

Units	4 Units
Stories	1 Story
Building Area	2,485 sqft Gross Area
1st Floor Area	2,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	442,570 sqft (10.1 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	470 sqft

Location & Zoning

Street Address	6605 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-6132
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A0552BC H MILLARD, 30-1-1, (TOD DEED), ACRES 5.08
Legal Subdivision	H MILLARD
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2007
Census Tract	20302

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6605 CEDAR CREEK RD, TEMPLE, TX 76504-6132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 13, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 11, 2017	Warranty Deed, Transfer FIRST NAT'L BK/MOODY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	201824214
Last Transfer Date	Jun 21, 2024
Transfer Doc	0000028400
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	6605 CEDAR CREEK RD, TEMPLE, TX 76504-6132
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052778
Date	Aug 16, 2021
Instrument	2021052778

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 13, 2018
Property Address	6605 CEDAR CREEK RD, TEMPLE, TX 76504-6132
Document Number	0000024214
Map Reference	DOC2017-00033664
Instrument Date	Jun 12, 2018
Instrument	2018-00024214
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 CELEAR CREEK DR, TEMPLE, TX 76504

Mortgage

Document Number	0000024215
Date	Jun 13, 2018
Instrument	2018-00024215

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 11, 2017
Property Address	6605 CEDAR CREEK RD, TEMPLE, TX 76504-6132
Document Number	0000033664
Instrument Date	Aug 10, 2017
Instrument	33664
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	33665
Date	Aug 11, 2017
Instrument	33665

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,928.00 (+19.48%)	$540,102 (-31.79%)	$796,811 (+0.62%) Land $194,194 Building $602,617
2023	$8,309.00 (-7.94%) Homeowner's exemption	$791,880 Land $176,540 Building $615,340	$791,880 Land $176,540 Building $615,340
2022	$9,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Altitude ISP Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

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